7 Best Payday Loan Affiliate Programs In 2024 (Huge Commissions)

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Dale is a former electrician that has since gone on to generate over $1 million in all-time affiliate commissions & become officially recognized as a Super Affiliate by the world's largest affiliate marketing training platform. Alongside running his own affiliate marketing empire, he now also teaches affiliate marketing to others through the Commission Academy platform.

With many folks all around the world finding themselves living paycheck to paycheck due to cost of living increases, payday loans are in high demand.

And as an affiliate marketer, you can earn commissions by helping people get access to the funding they need at the most affordable rates.

So, to help you do exactly that, we’ve listed the best payday loan affiliate programs below.

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Best Payday Loan Affiliate Programs

The affiliate programs on this page are listed in the following order:

  1. Round Sky
  2. LeadNetwork.com
  3. Profitner
  4. DrCredit.com
  5. Personal Loans (PersonalLoans.com)
  6. Bad Credit Loans
  7. Vivaloan

1. Round Sky

Round Sky is a seasoned player in the online lead generation industry, collaborating with lenders and loan publishers since its establishment in 2006. What sets it apart is its extensive network, spanning over 50 lenders nationwide and a global community of affiliates that stretches across the globe.

The roots of Round Sky are firmly planted in the United States, with physical offices strategically situated in Los Angeles, CA, and Las Vegas, NV. But its reach extends beyond these locations, as the brand has a dedicated team of remote employees operating from various states, including Indiana and Hawaii.

Highlights of the Round Sky Affiliate Program

  • Up to $250 per lead
  • No maximum commission Cap
  • Access to CPA and API offers
  • Real-time access to exclusive consumer leads
  • User-friendly website widgets
  • 24/7 access to the real-time reporting dashboard with detailed information about iframe, CPA offers, API leads, and daily projections
  • Dual-level support with custom pixels and sub-ID tracking
  • Options to receive commissions weekly or monthly via cheque, wire transfer, PayPal, or ACH
  • Access to the library of colours and templates suitable for different websites
  • Easy and quick site integration

URL: Round Sky Affiliate Program

Commission: Up to $250 per Lead

Cookie Duration: Not Disclosed

Payment Term: Monthly or Weekly Payouts via Cheque, Wire Transfer, PayPal, or ACH

2. LeadNetwork.com

Founded with a vision to connect lenders with high-quality leads, LeadNetwork.com has carved a niche for itself. Based in the United States, the company operates from its headquarters in Miami, Florida. Their commitment to excellence is evident through their rigorous lead verification process, ensuring that lenders receive leads of the utmost quality.

LeadNetwork’s extensive network of affiliates and lenders spans across the globe, making it a trusted partner for businesses seeking growth opportunities. With a keen focus on financial and payday loan lead generation, they have established themselves as a go-to resource for those in the lending industry.

Their dedication to transparency, compliance, and customer satisfaction underscores their reputation as a reliable and results-driven lead-generation platform.

Highlights of the LeadNetwork.com Affiliate Program

  • Up to $250 per lead
  • Hassle-free payouts via multiple payment gateways, and you can also select the payout schedule (weekly or monthly)
  • Interactive reporting dashboard with real-time statistics and analytics
  • Customisable email templates, engaging banner ads, and tested promotional tools
  • Dedicated support team to help with everything, including PPC support from Adwords Certified professionals
  • Quick and seamless website integration
  • Advanced JavaScript forms, SEO tips, mobile-optimised site, and XML integration

URL: LeadNetwork.com Affiliate Program

Commission: Up to $250 per Lead

Cookie Duration: Not Disclosed

Payment Term: Monthly or Weekly Payouts via Cheque, Wire Transfer, PayPal, or ACH

3. Profitner

Profitner prioritises quality and equitable collaborations with affiliate partners. Their mission centres around supporting businesses and financial institutions through affiliate marketing programs within their rapidly expanding network. They specialise in performance-based marketing for various financial products and services, including insurance, personal and business lending, credit, and deposit acquisition.

One distinctive aspect of Profitner is its ability to address uncommon challenges within the financial industry effectively. They offer publishers the opportunity to monetise their traffic with precisely tailored projects, allowing them to move away from generic affiliate ads that might not align with their content or audience.

The company’s commitment to building strong, enduring partnerships is evident in its focus on providing top-notch support support to network partners. Profitner strives for proficient and sustainable partner campaign development, emphasizing a collaborative and mutually beneficial environment.

Highlights of the Profitner Affiliate Program

  • Up to 90% revenue share
  • Up to $230 per lead
  • Hassle-free weekly payouts via ACH, Skrill, WebMoney, Payoneer, PayPal or Wire Transfer
  • Dedicated team of marketing experts to support you with sales optimisation, strategy implementation, and seamless integration of different tools
  • Special incentives and tailored terms for top affiliates
  • JavaScript forms and engaging landing pages
  • Affiliate-exclusive offers for top performers

URL: Profitner Affiliate Program

Commission: Up to $230 per Lead | Up to 90% Revenue Share

Cookie Duration: Depends on the Lender You Promote

Payment Term: Weekly Payouts via ACH, Skrill, WebMoney, Payoneer, PayPal or Wire Transfer

4. DrCredit.com

DrCredit.com is a reputable online platform that offers financial solutions and services to individuals seeking personal loans and credit options. With a commitment to helping people access the financial support they need, DrCredit has become a trusted resource in the world of online lending.

The website provides a user-friendly interface that allows users to easily explore various loan options, compare terms, and find the best fit for their specific financial circumstances. Whether you’re looking for a personal loan, instalment loan, or other credit options, DrCredit.com aims to simplify the borrowing process.

DrCredit.com prioritises transparency, providing clear information about interest rates, terms, and eligibility criteria. This transparency empowers users to make informed decisions about their financial future.

DrCredit Solutions

  • Payday Loan
  • Auto Loan
  • Home Loan
  • Personal Loan
  • Credit Card
  • Credit Repair
  • Debt Consolidation

Highlights of the DrCredit Affiliate Program

  • Competitive commission per lead
  • 15% 2nd Tier commission from your sub-affiliates
  • 30 days cookie life
  • User-friendly reporting dashboard
  • Hassle-free weekly payouts
  • Access to the library of links and banners

URL: DrCredit.com Affiliate Program

Commission: Per Lead Commission is Not Disclosed | 15% 2nd-Tier Commission from Sub-Affiliates

Cookie Duration: 30 Days

Payment Term: Weekly Payouts | $50 Minimum Threshold

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5. Personal Loans (PersonalLoans.com)

PersonalLoans offers a user-friendly and convenient online platform that seamlessly connects consumers with personal loan options through an extensive network of lenders and third-party lending partners. This service empowers borrowers to secure loans ranging from $250 to $35,000, providing the flexibility to apply from the comfort of their homes, offices, or even while on the move via mobile devices.

PersonalLoans.com caters to individuals seeking financing for diverse purposes, such as home improvements, debt consolidation, payday loans, medical expenses, and more. It’s important to note that while some lenders in their network may also offer lines of credit, PersonalLoans.com itself does not function as a direct lender. Instead, it acts as a vital intermediary, facilitating swift and fee-free connections between borrowers and reliable financial assistance sources.

Highlights of the Personal Loans Affiliate Program

  • $100 to $120 per lead (CPL commission)
  • 45 days cookie attribution period
  • Third-party tracking
  • 24/7 support team
  • Integrated with Commission Junction (CJ Advertiser ID: 4252778)
  • Scalable analytics via an interactive reporting dashboard

URL: PersonalLoans.com Affiliate Program

Commission: $110 to $120 CPL per Lead

Cookie Duration: 45 Days

Payment Term: Commission Junctions Pays Out Monthly Commissions on behalf of PersonalLoans.com

6. Bad Credit Loans

Bad Credit Loans stands as a reputable online lending platform with a distinct focus on assisting individuals who have encountered credit challenges. Their service streamlines the application process, ensuring a hassle-free and secure experience for borrowers seeking financial support.

At Bad Credit Loans, applicants have the flexibility to request loans ranging from $500 to $10,000, with a range of loan types available, including payday loans, instalment loans, and personal loans. What sets them apart is their understanding that financial hardships can befall anyone, prompting their commitment to connecting borrowers with lenders who are open to considering applications, even from those with unfavourable credit histories.

These personal loans cater to a multitude of purposes, including debt consolidation, home improvements, medical expenses, and more. Borrowers can benefit from adaptable repayment options, competitive interest rates, and the chance to rebuild their credit standing by making punctual payments. In essence, BadCreditLoans.com strives to deliver accessible financial solutions, empowering individuals to navigate credit challenges and pursue their financial aspirations.

Highlights of the Bad Credit Loans Affiliate Program

  • 85% per Lead (Revshare)
  • 45 days cookie duration
  • Third-party tracking software
  • Integrated with Commission Junction (CJ Advertiser ID: 4968775)
  • Access to the interactive reporting dashboard with scalable analytics and real-time statistics

URL: Bad Credit Loans Affiliate Program

Commission: 85% (CPL) Revenue Share

Cookie Duration: 45 Days

Payment Term: Commissions Junction Manages Monthly Payouts on Behalf of Bad Credit Loans

7. Vivaloan

VivaLoan.com is a popular online resource for individuals seeking convenient and accessible financial solutions. With a commitment to simplifying the borrowing process, VivaLoan.com provides a user-friendly interface that allows borrowers to explore various loan options quickly and securely.

Vivaloan.com connects you with a network of trusted lenders, making it easier than ever to access funds ranging from $100 to $15,000. The platform empowers individuals to meet their financial needs, whether it is for unexpected expenses, debt consolidation, home improvements, or other purposes. With competitive interest rates and flexible repayment options, Vivaloan is a reliable partner on the path to achieving your financial goals.

Highlights of the Vivaloan.com Affiliate Program

  • $45 sales commission (CPA)
  • 1 day cookie duration
  • Third-party tracking software
  • Interactive reporting dashboard with scalable analytics
  • Integrated with AWIN (Merchant ID: 9105)

URL: Vivaloan Affiliate Program

Commission: $45

Cookie Duration: 1 Day

Payment Term: Monthly Payouts Managed through AWIN

Earning Big As An Affiliate In The Payday Loan Niche

After browsing the list of payday loan affiliate programs above, I’m confident you can see what great potential there is to earn big money in this niche.

However, achieving success involves more than just finding a good affiliate program to promote.

The most important part of the equation is knowing how to generate traffic. More importantly, targeted traffic, aka people interested in payday loans.

You need to know how to find those people & promote to them, so that you can get them clicking through your affiliate links & earning you commissions.

But how do you do that, exactly?

Well, the good news is that we explain step-by-step how you can do it in our free training course.

So, if you haven’t already done so, be sure to sign up for our free training before you leave.

But overall, whatever you decide to do, I hope that you found this list of payday loan affiliate programs helpful & I hope you were able to find a program to suit your needs.

If you happen to have any further questions or comments, don’t hesitate to leave them below.

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