8 Best P2P Lending Affiliate Programs For 2024 (Huge Commissions)

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Dale is a former electrician that has since gone on to generate over $1 million in all-time affiliate commissions & become officially recognized as a Super Affiliate by the world's largest affiliate marketing training platform. Alongside running his own affiliate marketing empire, he now also teaches affiliate marketing to others through the Commission Academy platform.

The global P2P lending market was said to be worth a whopping 82.3 billion USD in 2021 & is estimated to continue increasing in the years ahead.

The good news is that, as an affiliate marketer, you can get a slice of the pie by recommending P2P lending services or products in return for commissions.

And to help you do exactly that, we’ve listed the best P2P lending affiliate programs below.

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Best P2P Lending Affiliate Programs

The affiliate programs on this page are listed in the following order:

  1. Kuflink
  2. Moncera
  3. Esketit
  4. Hive5
  5. Income
  6. Rocket Dollar
  7. Nibble
  8. LendingTree

1. Kuflink

Kuflink is a leading peer-to-peer investment platform, offering diverse investment opportunities. With an emphasis on secured loans backed by UK property, investors can earn returns up to 9.83% gross per annum. The platform’s Select-Invest option allows individuals to fund specific projects, benefitting from Kuflink’s co-investment of up to 5%. Auto-Invest enables effortless diversification across various secured loans, reducing risk exposure.

Highlights of the Kuflink P2P Lending Affiliate Program

  • £20 starting commission on the referred investment of at least £500
  • Depending on the investment size, you can earn up to £500 for each referred investment
  • Ideal for finance blogs, investment clubs, peer-to-peer lending blogs, and investment-related podcasters and content creators
  • Performance-based possible opportunity to negotiate customised affiliate package
  • Tailored tracking solutions
  • Branded promotional material

Kuflink Affiliate Commission Tiers

  • £20 (Referred investment of £500 to £999.99
  • £150 (Referred investment of £1,000 to £4,999.99
  • £250 (Referred investment of £5,000 to £24,999.99
  • £500 (Referred investment of £25,000 or more)

URL: Kuflink Affiliate Program

Commission: £20 to £500

Cookie Duration: Not Disclosed

Payment Term: Commission is Credited to Your Kuflink Wallet from Where You Can Withdraw It to Your Bank Account Whenever You Want | 14 Days Validation Period (Time during Which the Referred Investment Might be Cancelled) plus 30 Day Locking Period – So Your Commission Will Materialise 44 Days after the Referred Investment is Made

2. Moncera

Moncera, a groundbreaking fintech entity, is transforming financial accessibility in banking, lending, and investment. Championing inclusivity, the platform facilitates peer-to-peer lending, backed by 15 years of financial acumen. Distinguished by its intuitive interface, Buyback Guarantee, 1 Click Exit, and absence of investor fees, Moncera prioritises user experience. Under the umbrella of Placet Group OÜ, Moncera ensures the provision of financial solutions.

Highlights of the Moncera P2P Lending Affiliate Program

  • 1% of the referred deposit amount
  • 60 days cookie life
  • Prompt payments without locking or validation period
  • Quick and simple registration process

URL: Moncera Affiliate Program

Commission: 1%

Cookie Duration: 60 Days

Payment Term: Commission is Immediately Credited to Your Moncera Account after the Referred Deposit is Made

3. Esketit

Esketit, established in December 2020 by Davis Barons and Matiss Ansviesulis, founders of AvaFin Holding (formerly Creamfinance), stands as a profit-focused platform since its 2012 inception, showcasing steady growth and profitability. Operating in five diverse markets, Esketit allows private investors across Europe to engage in transparent, secure lending.

Employing the ‘skin in the game’ principle, Barons and Ansviesulis assure investors of reliability. With a minimum investment of 10 euros, the platform facilitates investments in loans issued by trusted partners, offering features like the secondary market, Auto-Invest, group guarantees, and buyback obligations, ensuring investor security and ease of investment.

Highlights of the Esketit P2P Lending Affiliate Program

  • €10 flat commission on each referred investor registration and verification
  • 1% commission on the referred investment
  • Timely and transparent updates about the company’s performance
  • Real-time tracking, user-friendly dashboard, custom creative, and dedicated affiliate manager
  • In-house management team powered by Circlewise

URL: Esketit Affiliate Program

Commission: €10 (Investor’s Registration and Verification) | 1% (Referred Investment)

Cookie Duration: Not Disclosed

Payment Term: Not Disclosed

4. Hive5

Hive5 is a peer-to-peer lending platform, bridging loan originators seeking funding and investors aiming for secure investment opportunities. Operating as an intermediary, it facilitates the exchange of claim rights between investors and loan originators. With an entry threshold as low as 10 euros, it offers a passive income stream and shields against inflation.

Hive5 showcases various loans from partners, allowing investors to curate their portfolios based on loan types, maturities, and yields. Investors retain control over their investments, choosing manual or automated investment strategies tailored to their preferences.

Highlights of the Hive5 Peer-to-Peer Lending Affiliate Program

  • Freedom to select from multiple payout models; CPA, CPL, and Hybrid (commission is negotiable)
  • In-house affiliate management team (powered by Circlewise – Target Circle) for affiliate account management, technical support, and media buying
  • Real-time tracking and access to the KPIs / performance metrics of your campaign
  • Custom landing pages and banners

URL: Hive5 Affiliate Program

Commission: Negotiable (CPA, CPL, and Hybrid)

Cookie Duration: Not Disclosed

Payment Term: Not Disclosed

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5. Income

Income Marketplace presents a secure avenue for investing in cashflow assets like consumer loans and real estate portfolios, leveraging its expertise in consumer lending and structured investments. Founded by Kimmo Rytkönen, a seasoned figure in fintech and P2P investments, the platform aspires to offer diversified asset classes. With a team blending peer-to-peer investors and financial professionals, Income assures a safer investment space.

Offering a minimum investment of 10 Euros, the platform provides a Buyback Obligation, Cashflow Buffer, and Junior Share features, prioritising investor security. Earn up to 15% annually while effortlessly growing your investments in the Income Marketplace.

Highlights of the Income P2P Lending Affiliate Program

  • 1% commission on the referred investment
  • €10 flat commission on each referred investor’s registration
  • Access to the banners, links, and promotional content through the Circlewise (affiliate management) dashboard

URL: Income Affiliate Program

Commission: 1% (Referred Investment) | €10 (Investor Registration)

Cookie Duration: Not Disclosed

Payment Term: Not Disclosed

6. Rocket Dollar

Rocket Dollar offers investment freedom through customisable accounts. Beyond typical stocks and bonds, they facilitate alternative investments like real estate, cryptocurrency, precious metals, peer-to-peer loans, startups, and private equity within retirement portfolios.

Their Traditional IRA, Roth IRA, and Solo 401(k) accounts cater to various retirement goals. With support for diverse assets, Rocket Dollar empowers investors to build portfolios aligned with their preferences. Plans like Silver ($15/month or $360 one-time lifetime setup) and Gold ($30/month or $600 one-time lifetime setup) suit different needs.

Highlights of the Rocket Dollar Affiliate Program

  • Earn 15% of the referred subscription
  • 30 days cookie life | Last click attribution
  • Rocket Dollar Content Hub that gives access to promotional content, videos, and graphics
  • Third-party tracking
  • Timely updated performance statistics
  • Integrated with Impact Radius
  • Performance-based rewards and seasonal promotions
  • Access to the affiliate management team

URL: Rocket Dollar Affiliate Program

Commission: 15%

Cookie Duration: 30 Days | Last Click Credit Attribution

Payment Term: Monthly Payouts | 2 Months Validation Period | Commissions are Paid through Impact Radius

7. Nibble

Nibble connects individual investors and companies to access passive income through loan and overdue debt markets. Operating under Joymoney’s brand, active since 2014 in alternative lending, Nibble aids clients in resolving financial challenges using robust big-data analysis and risk management solutions.

Partnering with Boostr, Nibble purchases overdue loans, aiming for high capital returns. With a peer-to-portfolio model, Nibble provides flexible investment strategies offering annual profitability between 8% to 14.5%, catering to both novice and professional investors.

Highlights of the Nibble Affiliate Program

  • €15 flat commission on each referred user registration
  • 2% commission on each investment made by your referral within 90 days after the registration (your referrals also get 2% of their investment made during these 90 days)
  • Performance statistics, promotional assets, and a user-friendly dashboard
  • Integrated with Circlewise In-house affiliate management team

URL: Nibble Affiliate Program

Commission: €15 (Referred Registration) | 2% (Investments Made within 90 Days from the Registration Date)

Cookie Duration: Not Disclosed

Payment Term: Not Disclosed

8. LendingTree

LendingTree offers a vast network, linking lenders with 30 million borrowers, and granting access to exclusive high-intent leads. Known for pioneering online mortgage marketing, their trusted brand converts seekers into genuine prospects. Lenders receive hands-on support, training via LendingTree University, and access to features like state-of-the-art filters and Canopy analytics.

The platform covers diverse loans from home, equity, and personal loans to credit cards, autos, and student and business loans, simplifying the complex lending process and amplifying loan originations for partners.

Highlights of the LendingTree Affiliate Program

  • $3 to $25 flat commission depending on the referred action
  • 14 days cookie attribution period
  • Third-party tracking and transparent performance statistics
  • Integrated with Commission Junction (CJ Advertiser ID: 4884367)

URL: LendingTree Affiliate Program

Commission: $3 to $25

Cookie Duration: 14 Days

Payment Term: Payment Frequency is Not Disclosed | Commissions are through Commission Junction | All Actions in a Month are Locked after the 10th of the Following Month

Earning Big As An Affiliate In The P2P Lending Niche

With several of the P2P lending affiliate programs listed above offering the ability to earn a % on investments, I’m sure you can imagine what great potential there is to earn big in this niche.

The key, of course, is knowing how to generate traffic.

In order to earn money, you need to know how to get people who are interested in P2P lending to click on your affiliate links & take action on what you’re promoting.

The good news, however, is that our free affiliate marketing course shows you exactly how to do it.

So if you haven’t yet signed up for our free training, be sure to do so before you leave.

But overall, whatever you decide to do, I hope that you found this of P2P lending affiliate programs helpful & I hope that you were able to find a program to suit your needs.

If you happen to have any further questions or comments, don’t hesitate to leave them below.

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