10 Best Bank Affiliate Programs For 2024 (Huge Commissions)

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Dale is a former electrician that has since gone on to generate over $1 million in all-time affiliate commissions & become officially recognized as a Super Affiliate by the world's largest affiliate marketing training platform. Alongside running his own affiliate marketing empire, he now also teaches affiliate marketing to others through the Commission Academy platform.

Every single day, there are millions of people all around the world looking to switch banks or open new bank accounts in an effort to better manage or improve their finances.

And the good news is that as an affiliate marketer, you can earn commissions by recommending banks to get a slice of the pie for yourself.

So, to help you do exactly that, we’ve listed the best bank affiliate programs below.

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Best Bank Affiliate Programs

The affiliate programs on this page are listed in the following order:

  1. Barclays US Online Savings
  2. CIT Bank
  3. BMO Harris Bank
  4. George – BCR
  5. American Bank Checks
  6. Carousel Checks
  7. Shime
  8. Bread Savings – Comenity Capital Bank
  9. MPH Bank
  10. Sainsbury’s Bank

1. Barclays US Online Savings

Barclays US Online is a branch of Barclays, a renowned global financial services provider with a storied history spanning over 300 years. Originating in London in 1690 as goldsmith bankers, evolving through innovative milestones such as funding the world’s first steam railway and introducing the inaugural ATM, Barclays is steeped in pioneering accomplishments.

Today, Barclays US Online thrives as a leader in retail banking, credit cards, corporate and investment banking, and wealth management. With a customer-centric approach, they serve 48 million clients globally, offering competitive rates over 5x the national average for online savings accounts, coupled with secure 24/7 access, online transfers, and hassle-free direct deposit, embodying their commitment to simplifying and enhancing the banking experience.

Highlights of the Barclays US Online Savings Affiliate Program

  • $250 to $300 CPL commission for each successful referral leading to Barclays Online CD or Barclays Online Savings
  • 7 days cookie life
  • Third-party industry-leading tracking
  • Integrated with Commission Junction (CJ Advertiser ID: 4931276)
  • $730.21 EPC (3-Month) and $544.29 EPC (7-Days) as per the current statistics reported by Commission Junction
  • Arguably the most reliable financial institution to promote reliable saving solutions

URL: Barclays US Online Savings Affiliate Program

Commission: $250 to $300 CPL

Cookie Duration: 7 Days

Payment Term: Monthly Payouts | Commission Junctions Processes Payments | Actions are Locked after the 10th of the Next Month (Standard Locking)

2. CIT Bank

CIT Bank, a division of First-Citizens Bank & Trust Company, assures FDIC insurance for deposit accounts up to $250,000 per depositor. Born in 1908, CIT’s legacy in financing evolved with the American economy, expanding globally. Over a century, CIT’s commitment to financing endured, navigating economic shifts, from the post-war boom to technological revolutions.

Their milestone achievements include financing over $100 billion, adapting through landmark changes, and positioning for long-term growth, marked by strategic acquisitions and launching CIT Bank for personal savings products. With a rich history and forward-looking strategies, CIT remains a cornerstone in global finance.

Highlights of the CIT Bank Affiliate Program

  • $100 CPL commission depending on the referred action
  • $35 CPL commission on the referred and approved eChecking application
  • 30 days cookie duration
  • $15 bonus on each referred action during the first 3 months for all new affiliates
  • Regular promotions
  • Engaging creative and user-friendly tools
  • Third-party tracking
  • Integrated with Commission Junction (CJ Advertiser ID: 4920297)
  • $767.21 3-Month EPC and $665.87 7-Day EPC (based on the current statistics stated by Commission Junction)

URL: CIT Bank Affiliate Program

Commission: $100 CPL | $35 CPL (eChecking)

Cookie Duration: 30 Days

Payment Term: Monthly Payouts | Actions are Locked after the 10th of the Next Month (Standard Locking) | Payments are Processed through Commission Junction

3. BMO Harris Bank

BMO Harris Bank, a leading North American institution, embodies a purpose-driven ethos: to Boldly Grow the Good in business and life. Ranked 8th in North America by assets, BMO serves over 13 million customers with personal and commercial banking, global markets, and investment banking services.

With a focus on advancement, financial inclusivity, and community partnerships, BMO pioneers a multi-year strategy, fostering an inclusive society by breaking systemic barriers. Their legacy since 1817 reflects a dedication to customer success and societal equity.

Highlights of the BMO Harris Bank Affiliate Program

  • $100 to $400 commission depending on the referred action
  • 30 days cookie duration
  • Dedicated affiliate management team
  • Transparent third-party tracking and reporting
  • Integrated with Commission Junction (CJ Advertiser ID: 5336128)
  • High EPC: $533.62 (3-Month) and $1,405.55 (7-Days) EPC as currently reported by Commission Junction

BMO Harris Bank Affiliate Commission Structure

  • $100: Referred Signup for Smart Advantage Account, Premier Account, or Smart Money Account
  • $175: Referred Signup and Completed HELOC Application
  • $225: Referred Signup and Completed Mortgage Application (for refinance or purchase)
  • $400: Referred Instantly Approved Application for Business Credit Card

URL: BMO Harris Bank Affiliate Program

Commission: $100 to $400

Cookie Duration: 30 Days

Payment Term: Monthly Payouts | Actions are Locked after the 10th of the Next Month (Standard Locking) | Payments are Processed through Commission Junction

4. George – BCR

George, BCR’s digital platform makes banking easy with intuitive controls for business accounts. As an extension of Banca Comercială Română (BCR), one of Romania’s foremost retail banking corporations, George offers 24/7 access, enabling instant payments, automated bill settlements, and seamless transaction tracking. George, BCR’s features include recipient memory, real-time activity notifications, and flexible payment options, simplifying business management. Linked to BCR’s extensive network of 430 retail units and innovative banking solutions, George empowers users to control their finances effortlessly, fostering a faster, smarter, and fully online banking experience.

Highlights of the George BCR Bank Affiliate Program

  • €20 CPL commission on each referred registration with the George Internet Banking
  • 1 day cookie life
  • Quick locking – only 10 days validation period
  • Transparent reporting
  • Intuitive affiliate portal and third-party tracking
  • Official online banking portal of the renowned Romanian retail bank – BCR
  • Globally acknowledged affiliate network partner – Commission Junction (CJ Advertiser ID: 6364805)
  • Promotion and product guidelines, tips, and training for affiliates
  • Dedicated affiliate manager

URL: George BCR Bank Affiliate Program

Commission: €20 per Lead

Cookie Duration: 1 Day

Payment Term: Monthly Payouts | 10-Day Locking Period | Commission Junction Handles Commission Payments

5. American Bank Checks

American Bank Checks offers a diverse array of personalised checks and banking accessories, catering to individual and business needs. Their platform provides customisable check designs, addressing various styles and preferences.

With a commitment to quality and security, American Bank Checks ensures reliable financial products that align with banking requirements. Whether for personal use or professional purposes, their range of customisable checks and accessories serves as a dependable resource for banking essentials.

Highlights of the American Bank Checks Affiliate Program

  • 16% sales commission
  • 30 days cookie attribution period
  • Permission for deeplinking
  • Dedicated affiliate program management team
  • Seasonal discounts and promotions
  • Transparent reporting, user-friendly dashboard, and third-party tracking
  • Integrated with Commission Junction (CJ Advertiser ID: 6409416)

URL: American Bank Checks Affiliate Program

Commission: 16%

Cookie Duration: 30 Days

Payment Term: Monthly Payouts | Actions are Locked after the 10th of the Next Month (Standard Locking) | Payments are Processed through Commission Junction

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6. Carousel Checks

Carousel Checks offers four distinct brands of personal and business checks within one program—Carousel Checks, Extra Value Checks, Checks on Sale, and Business Checks. With over 1000 custom designs, they cater to diverse passions and interests, ensuring a check design for almost every enthusiast. From basic value designs to exclusive themes like Cupcakes or Big Horned Buck Deer, their extensive line meets varied preferences. Security, reliability, and ease define their online ordering, promising customers the best value and satisfaction.

Highlights of the Carousel Checks Affiliate Program

  • 3% to 25% commission on each referred sale
  • 180 days cookie attribution period
  • $55 Average Order Value (AOV)
  • Promote 4 brands with the single affiliate program (through Commission Junction)
  • Automated datafeed
  • Affiliate tools and creative (customisation upon request)
  • Industry-leading partner affiliate networks (Commission Junction Advertiser ID: 3427850 – ShareASale Merchant ID: 24053)
  • Dedicated affiliate manager

URL: Carousel Checks Affiliate Program | Signup via Commission Junction | Signup via ShareASale

Commission: 3% to 25%

Cookie Duration: 180 Days

Payment Term: Monthly Payouts | Your Selected Affiliate Network Handles Commission Payments – ShareASale or Commission Junction

7. Chime

Chime, a financial technology company, prioritises accessible and free banking services, founded on the principle of profiting with members, not from them. They eliminate traditional banking fees like overdraft fees and monthly service charges, collaborating with national banks to design member-first financial products. This strategy fosters a more competitive market, providing better, lower-cost options for underserved Americans.

Their mission revolves around providing financial peace of mind, offering benefits like no monthly fees, early payments, fee-free overdrafts, credit building, high-yield savings, and easy money transfers through a seamless online banking experience.

Highlights of the Chime Financial Affiliate Program

  • $10 lead commission on each referred Chime Member Account
  • 1 day cookie attribution period
  • Third-party tracking
  • Industry-leading partner affiliate network – Commission Junction (CJ Advertiser ID: 5500795)
  • $240.47 3-Month EPC and $179.14 7-Day EPC as currently reported by Commission Junction

URL: Chime Affiliate Program

Commission: $10

Cookie Duration: 1 Day

Payment Term: Monthly Payouts | Actions are Locked after the 10th of the Next Month (Standard Locking) | Payments are Processed through Commission Junction

8. Bread Savings – Comenity Capital Bank

Bread Savings, collaborating with the Comenity Capital Bank, is a financial platform offering a tech-forward financial solution designed for those in control of their financial journey. With a focus on personalised savings, Bread Savings ensures a seamless banking experience from account opening to customer care.

Offering high-yield savings and certificate of deposit (CD) accounts with competitive rates, they prioritize simplicity and security. With FDIC insurance covering deposits, daily compounded interest, and no hidden fees, Bread Savings enables customers to confidently save for their envisioned life.

Highlights of the Bread Savings – Comenity Capital Bank Affiliate Program

  • $100 CPL commission on the referred approved application for Comenity Direct Account Application
  • $150 CPL commission on the referred approved application for Comenity Direct High-Yield Saving Account Application
  • 15 days cookie life
  • Performance-based bonuses
  • Timely product updates and support from the dedicated affiliate management team
  • Third-party tracking, timely reporting, and user-friendly dashboard
  • Integrated with Commission Junction (CJ Advertiser ID: 5257894)

URL: Bread Savings – Comenity Capital Bank Affiliate Program

Commission: $100 to $150 CPL

Cookie Duration: 15 Days

Payment Term: Monthly Payouts | 60-Day Locking Period | Commission are Paid through Commission Junction

9. MPH Bank

MPH Bank, symbolizing “Makes – People – Happy,” offers four account options, personalized dashboards, and digital spending choices. Their innovative “Name-It” savings accounts (‘Goals’) empower customers to save for specific targets like a new guitar, bike, or home.

With the Round-Up Widget, financial control remains at your fingertips. Providing a comprehensive money snapshot and top-tier security, MPH Bank is an initiative by 133-year-old FDIC-insured Liberty Savings Bank, extending their value-driven services nationally since 2018.

Highlights of the MPH Bank Affiliate Program

  • $75 flat commission on the first swipe of the referred purchase of the MPH Debit Card
  • 60 days cookie attribution period
  • Third-party tracking
  • Globally acknowledged partner affiliate network – Commission Junction (CJ Advertiser ID: 6225017)
  • Ideal for affiliates with a considerable audience of girls and women aged from 18 to 45 years

URL: MPH Bank Affiliate Program

Commission: $75

Cookie Duration: 60 Days

Payment Term: Monthly Payouts | Actions are Locked after the 10th of the Next Month (Standard Locking) | Payments are Processed through Commission Junction

10. Sainsbury’s Bank


Sainsbury’s Bank, established in 1997 as a joint venture with Bank of Scotland and fully owned by Sainsbury’s since 2014, stands as the UK’s premier supermarket bank. Offering an array of award-winning financial products from travel money, credit cards, and loans to insurance, Sainsbury’s Bank caters to customers’ diverse needs

With over 1,350 ATMs and 225 travel money bureaux across Sainsbury’s stores, the bank extends benefits to its loyal customers through Nectar rewards, reflecting the trusted Sainsbury’s ethos of value, ease, and service in the banking sector.

Highlights of the Sainsbury’s Bank Affiliate Program

  • £35 flat commission on referred car insurance booking
  • £30 flat commission on referred home insurance booking
  • 45 days cookie life
  • Integrated with Commission Junction (CJ Advertiser ID: 5428150)
  • $297.46 (3-Month) and $1,113.4 (7-Day) current EPC as reported by Commission Junction

URL: Sainsbury’s Bank Affiliate Program

Commission: £35 (Car Insurance) | £30 (Home Insurance)

Cookie Duration: 45 Days

Payment Term: Monthly Payouts | Actions are Locked after the 10th of the Next Month (Standard Locking) | Payments are Processed through Commission Junction

Earning Big As An Affiliate In The Banking Niche

As you can likely now see after browsing the list of bank affiliate programs above, there is fantastic potential for you to earn big as an affiliate in the banking niche.

But of course, to do that, you need to know how to generate traffic.

After all, if you want to earn, you need to know how to get people to click on your affiliate links & actually sign up for the things that you’re promoting to them.

Thankfully, that’s where our free affiliate marketing course will help you out.

So if you haven’t already done so, be sure to sign up for our free training before you leave.

But overall, whatever you do, I hope that this list of bank affiliate programs has helped you out & I hope that you were able to find a program to suit your needs.

If you happen to have any further questions or comments, don’t hesitate to leave them below.

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