12 Best Personal Finance Affiliate Programs For 2024 (High Paying)

People all around the world are always looking for ways to better manage their personal finances. After all, who doesn’t love having more money at the end of each month?

And the good news is that you can also earn extra money as an affiliate marketer by recommending personal finance software, products or services online in return for commissions.

So, to help you do exactly that, we’ve listed the best personal finance affiliate programs below.

Best Personal Finance Affiliate Programs

The affiliate programs on this page are listed in the following order:

1. PocketSmith
2. Tiller
3. Quicken
4. YNAB
5. Moneyspire
6. Acorns
7. FamZoo
8. LendingTree
9. HoneyMoney
10. Credit Sesame
11. Happy Money (Payoff)
12. Rocket Dollar

1. PocketSmith

PocketSmith is a New Zealand-based personal finance software catering to a global audience. It offers live bank feeds in 49 countries, allowing users to connect with major banks worldwide. Beyond expense tracking, it empowers users to plan for the future, providing detailed features to customise financial recording.

With multi-currency support and the ability to manage accounts from various countries, PocketSmith simplifies financial management for expats and global citizens. Ad-free and continuously evolving since 2008, it emphasises user-centricity and customisation, ensuring a comprehensive financial overview in one place. Its companion mobile app, PocketSmith Sidekick, extends budgeting convenience on the go.

Highlights of the PocketSmith Personal Finance Affiliate Program

• 20% sales commission on the referred yearly subscription
• 25% sales commission on the referred quarterly subscription
• 30% sales commission on the referred monthly subscription
• All commissions are lifetime recurring as long as your referrals renew their plans
• Third-party tracking, simplified performance statistics, and a user-friendly dashboard
• Integrated with Tapfiliate
• Considerable platform operating in the UK, US, Australia, Canada, and New Zealand

URL: PocketSmith Affiliate Program

Commission: 20% (Yearly Subscription) | 25% (Quarterly Subscription) | 30% (Monthly Subscription)

Cookie Duration: Not Disclosed

Payment Term: Monthly Payouts via PayPal | $100 Minimum Threshold | Tapfiliate Handles Commission Payments

2. Tiller

Tiller is an automated personal finance service integrated with Google Sheets and Microsoft Excel, that simplifies money management. The subscription costs $79/year. Users get a consolidated view of their finances in customisable, ad-free spreadsheets with strict privacy measures. Connect accounts, import transactions effortlessly, and explore prebuilt templates for expenses, budgets, and net worth.

Customise categories, reports, fonts, and colours to suit individual preferences. With daily finance feeds from 21,000+ banks, auto-categorisation, and daily email summaries, Tiller streamlines financial tracking. Top-rated customer support, free community templates, bank-grade encryption, and no ads underscore Tiller’s commitment to empowering users to manage their money effectively.

Highlights of the Tiller Affiliate Program

• $25 flat one-time commission on each referred paid subscription
• 30 days cookie life
• Access to the promotional tools, creative, and logos through the dedicated affiliate porta
• Third-party tracking and timely reporting from AWIN (Merchant ID: 18709)

URL: Tiller Personal Finance Affiliate Program | Signup via AWIN

Commission: $25

Cookie Duration: 30 Days

Payment Term: Bi-Weekly Payouts on the First and the 15^th of Each Month | Actions are Locked 10 Days After Your Referral Becomes a Paying Customer (Add 30-Day Free Trial) | AWIN Pays Commission through Direct Transfer

3. Quicken

Quicken, a trusted platform with over 40 years of service to 20 million+ customers, consolidates financial management into one comprehensive hub. It enables personalized budgeting, investment tracking, and retirement planning.

Quicken offers two subscription plans – Simplifi at $3.99/month ($2.39/month annually) and Classic Premier at $6.99/month ($4.19/month annually), with a 100% refund within 30 days. As a lifelong financial companion, Quicken delivers tailored features and customization, simplifying financial oversight in a single, convenient platform.

Highlights of the Quicken Affiliate Program

• $10 to $40 flat recurring commission on each referred paid signup (depending on the type of purchased subscription)
• $2 per referred Free Trial signup
• Cookie: 7 days (Trial Signup) | 30 days (trial to paid conversion) | First click credit policy | 90 days cookie for renewal attribution
• Industry-leading tracking software, comprehensive dashboard, and transparent statistics
• Library of engaging assets including static banners, creative, text links, flash, and animations
• Integrated with Impact Radius

URL: Quicken Affiliate Program | Singup via Impact Radius

Commission: $10 to $40 (Paid Subscription) | $2 (Free Trial)

Cookie Duration: 7 Days (Click to Trial) | 30 Days (Trial to Paid Conversion) | 90 Days (Renewal / Recurring Purchase) | First Click Credit Policy

Payment Term: Monthly Payouts | 2 Months Locking and Invoicing Period | Impact Radius Handles Commission Payments

4. YNAB

You Need A Budget – YNAB, a powerful app, merges wealth-building tools in one user-friendly interface. Offering ad-free management, bank-grade security, and exceptional support, YNAB ensures a seamless experience. It securely links accounts, syncs across devices (even offline), and allows shared subscriptions for up to six users. Continuously evolving with new features, it boasts customisable options, goal tracking, debt planning tools, spending reports, and net worth visuals.

The YNAB monthly subscription costs $14.99 and it reduces to $8.25/month with the annual billing of $99/year.

Highlights of the YNAB Personal Finance Affiliate Program

• $6 starting commission on referred signup for the YNAB Free Trial
• 30 days cookie duration | Last click credit policy
• Performance-based incentives (up to $10 per referral)
• Dedicated affiliate manager
• Library of affiliate assets, user-friendly dashboard, third-party tracking, and timely updated performance statistics
• Access to the YNAB videos workshops and education resources
• Ideal for social media influencers, content publishers, and bloggers with at least 25k followers/subscribers
• Integrated with Impact Radius

Commission Tiers – YNAB Affiliate Program

• $6 per referral: Up to 99 referrals in a month
• $8 per referral: 100 to 199 referrals in a month
• $10 per referral: 200 or more referrals in a month

You may want to look at the YNAB Ambassador Program if your social media following is less than 25k.

URL: YNAB Affiliate Program | Signup via Impact Radius

Commission: $6 to $10 (Referred Signup for Free Trial)

Cookie Duration: 30 Days | Last Click Credit Policy

Payment Term: Monthly Payouts | 2 Months Locking and Invoicing Duration | Commissions are Paid through Impact Radius

5. Moneyspire

Moneyspire Inc., a Southern California-based financial software company established in 2007, offers innovative software used globally. With a mission to inspire financial success, they provide comprehensive solutions for personal and business finance management. Moneyspire’s intuitive software aids in budgeting, bill tracking, expense categorisation, and detailed reporting.

The software’s features include account management, bill tracking, customisable categories, online banking integration, international currency support, secure data storage, mobile accessibility, and more, making financial management accessible and efficient for users worldwide.

Highlights of the Moneyspire Affiliate Program

• 15% sales commission
• 45 days cookie attribution period | Last click credit policy
• Transparent reporting, industry-leading tracking, and comprehensive dashboard
• Access to sponsored text, images, and text links
• Integrated with Impact Radius

URL: Moneyspire Affiliate Program

Commission: 15%

Cookie Duration: 45 Days | Last Click Attribution

Payment Term: Monthly Payouts | 1 Month Locking Period | Commission are Paid through Impact Radius

6. Acorns

Acorns simplifies saving and investing, offering diverse avenues like Round-Ups —investing spare change from purchases—and expert-built portfolios featuring ETFs managed by industry leaders. Beyond investments, Acorns provides automated retirement accounts, banking that saves and invests, bonus investments from partnering brands, and educational resources.

SIPC-protected investments up to $500,000 and FDIC-insured accounts enhance security. Harnessing compound returns, Acorns encourages long-term financial growth, attracting over 10 million users who’ve invested over $15 billion.

Acorns Plan Pricing

• Personal: $3/month
• Personal Plus: $5/month
• Premium: $9/month

Highlights of the Acorns Affiliate Program

• $50 flat commission when your referral makes the first deposit
• 30 days cookie life | Last click credit attribution
• Transparent third-party tracking
• Timely updated performance statistics
• Integrated with Impact Radius

URL: Acorns Affiliate Program

Commission: $50

Cookie Duration: 30 Days | Last Click Credit Attribution

Payment Term: Monthly Payouts | 2 Months Locking and Validation Period | Impact Radius Handles Commission Payments

7. FamZoo

FamZoo goes beyond prepaid cards, offering a comprehensive financial education app for kids from preschool to college. Acting as a private family banking system, it empowers parents to teach money management by enabling kids to earn, save, spend, and donate wisely in a secure, friendly environment.

Parents manage funds in prepaid or IOU accounts, maintaining control via a shared dashboard. Customisable financial rules align with each family’s values, integrating allowances, chores, savings, penalties, and more.

Highlights of the FamZoo Affiliate Program

• Lifetime recurring commission of 25% (referred paid subscriptions including gift subscriptions)
• Each referred free trial signup gives you 5 cents
• 30 days cookie attribution period
• Transparent tracking, timely reporting, and a user-friendly dashboard with promotional tools and assets
• Integrated with ShareASale (Merchant ID: 29165)
• Dedicated affiliate management team
• Ideal for bloggers, podcasters, influencers, websites, and teachers with a relevant audience

URL: FamZoo Affiliate Program | Signup via ShareASale

Commission: 25% (Paid Subscription) | 5 Cents (Free Trial Signup)

Cookie Duration: 30 Days

Payment Term: Payout Frequency and Locking Period is Not Disclosed | Commissions are Paid through ShareASale

8. LendingTree

LendingTree offers a vast network, linking lenders with 30 million borrowers, granting access to exclusive high-intent leads. Known for pioneering online mortgage marketing, their trusted brand converts seekers into genuine prospects. Lenders receive hands-on support, training via LendingTree University, and access to features like state-of-the-art filters and Canopy analytics.

The platform covers diverse loans from home, equity, and personal loans to credit cards, autos, and student and business loans, simplifying the complex lending process and amplifying loan originations for partners.

Highlights of the LendingTree Affiliate Program

• $3 to $25 flat commission depending on the referred action
• 14 days cookie attribution period
• Third-party tracking and transparent performance statistics
• Integrated with Commission Junction (CJ Advertiser ID: 4884367)

URL: LendingTree Affiliate Program

Commission: $3 to $25

Cookie Duration: 14 Days

Payment Term: Payment Frequency is Not Disclosed | Commissions are through Commission Junction | All Actions in a Month are Locked after the 10^th of the Following Month

9. HoneyMoney

HoneyMoney is an Expense Tracker and Planner designed to empower users to gain control of their finances effortlessly. It aids in saving more each month without strict budgets or limitations.

The platform helps you easily track income and expenses, effortlessly notice spending inefficiencies, and optimise happiness by minimising expenses while retaining true sources of joy. This approach fosters a natural aversion to wastefulness, reducing the need for willpower and fostering a happier, stress-free relationship with money.

HoneyMoney is available for $5 per month or you can subscribe to the discounted yearly plan priced at $50 with a 30-day free trial.

Highlights of the HoneyMoney Affiliate Program

• $3 flat commission recurring for up to 5 months for each referred monthly subscription
• $15 flat commission for each referred yearly subscription
• Simplified dashboard with access to performance statistics, assets, and potential rewards

URL: HoneyMoney Affiliate Program

Commission: $3 (Monthly Subscription) Recurring for up to 5 Months | $15 (Yearly Subscription)

Cookie Duration: Not Disclosed

Payment Term: Not Disclosed

10. Credit Sesame

Credit Sesame, founded by Adrian Nazari post-financial crisis, revolutionises financial health by offering free access to credit scores—a game-changer when major bureaus charge for this data. Utilising deep credit expertise, AI, and machine learning, they empower millions to improve credit, enhance approval odds, and cut credit costs.

Beyond credit, they launched the first-ever online bank account linking cash and credit, rewarding score improvements. With a mission to democratize financial wellness, Credit Sesame continues to assist Americans in managing credit and cash for better financial stability and opportunities.

Highlights of the Credit Sesame Affiliate Program

• The commission on each referred signup ranges from $3 to $6
• 30 days cookie duration
• Ideal for apps, content creators, loyalty programs, product aggregators, media agencies, and vertical-relevant websites
• Quick and simple application procedure
• Dedicated account manager to help with strategies, tips, and onboarding
• Landing pages, promotional content, and engaging ads

URL: Credit Sesame Affiliate Program

Commission: $3 to $6

Cookie Duration: 30 Days

Payment Term: Monthly Payouts

11. Happy Money (Payoff)

Happy Money is dedicated to democratising financial tools for happiness by providing affordable and accessible services. Their ethos revolves around using money as a tool for personal joy. They redefine lending by offering transparent, customer-centric loans designed to empower individuals, fostering ease and savings through low interest rates and flexible payment schedules.

Partnering with Credit Unions and community-driven lenders, they prioritise members’ interests, facilitating over $6 billion in personal loans for 300,000+ members. Their culture embodies love, trust, and hustle, evident in their customer interactions and product development.

Highlights of the Happy Money (Payoff) Affiliate Program

• $150 flat commission on the referred Payoff Funded Loan
• 45 days cookie life
• Third-party tracking with transparent performance statistics
• Integrated with Commission Junction (CJ Advertiser ID: 4881039)

URL: Happy Money Affiliate Program

Commission: $150

Cookie Duration: 45 Days

Payment Term: Monthly Payouts | Commissions are through Commission Junction | All Actions in a Month are Locked after the 10^th of the Following Month

12. Rocket Dollar

Rocket Dollar offers investment freedom through customisable accounts. Beyond typical stocks and bonds, they facilitate alternative investments like real estate, cryptocurrency, precious metals, peer-to-peer loans, startups, and private equity within retirement portfolios.

Their Traditional IRA, Roth IRA, and Solo 401(k) accounts cater to various retirement goals. With support for diverse assets, Rocket Dollar empowers investors to build portfolios aligned with their preferences. Plans like Silver ($15/month or $360 one-time lifetime setup) and Gold ($30/month or $600 one-time lifetime setup) suit different needs.

Highlights of the Rocket Dollar Affiliate Program

• Earn 15% of the referred subscription
• 30 days cookie life | Last click attribution
• Rocket Dollar Content Hub that gives access to promotional content, videos, and graphics
• Third-party tracking
• Timely updated performance statistics
• Integrated with Impact Radius
• Performance-based rewards and seasonal promotions
• Access to the affiliate management team

URL: Rocket Dollar Affiliate Program

Commission: 15%

Cookie Duration: 30 Days | Last Click Credit Attribution

Payment Term: Monthly Payouts | 2 Months Validation Period | Commissions are Paid through Impact Radius

Earning Big As An Affiliate In The Personal Finance Niche

When it comes to the personal finance niche, I can confidently say that there’s a lot of money to be made as an affiliate in it & that’s because it was actually one of the first-ever niches I personally started out with.

But, of course, earning big (and potentially becoming a millionaire) as an affiliate in this niche requires that you know how to generate targeted traffic effectively.

Thankfully, if you don’t know how to do that, our free step-by-step training is here to help.

In our free training course, we uncover how you can generate unlimited amounts of targeted traffic for any niche, including the personal finance niche.

So if you haven’t already done so, be sure to sign up for our free training before you leave.

But overall, whatever you decide to do, I hope that this list of personal finance affiliate programs helped you out & I hope you were able to find a program to suit your needs.

If you happen to have any additional questions or comments, don’t hesitate to leave them below.