13 Best Debt Settlement Affiliate Programs For 2024 (Top Paying)

Debt is a big problem for many people around the world, but as an affiliate, you can help these people find solutions whilst also earning commissions.

To do this, all you need to do is simply connect people with the right debt settlement solutions via your affiliate links & you’ll be rewarded in return.

So, to help you do exactly this, we’ve listed the best debt settlement affiliate programs below.

Best Debt Settlement Affiliate Programs

The affiliate programs on this page are listed in the following order:

1. Debt.com
2. National Debt Relief
3. CuraDebt
4. LendingTree
5. The Debt Alternative Centre
6. Debt Consolidation Care (DebtCC)
7. Upstart
8. Credible
9. Pacific Debt Relief
10. Guardian Debt Relief
11. Round Sky
12. Accredited Debt Relief
13. New Era Debt Solutions

1. Debt.com

Debt.com is a trusted online resource and financial services company headquartered in the United States, specialising in helping individuals and families overcome the challenges of debt. With a mission to provide comprehensive debt solutions and financial education, Debt.com offers a wide range of services tailored to address various aspects of personal finance.

Their website serves as a valuable hub for information on debt management, consolidation, credit repair, and more. Debt.com also connects users with certified debt professionals who can offer personalised guidance and debt relief options. The company is committed to financial literacy and offers a wealth of free resources, including articles, tools, and expert advice, empowering consumers to make informed financial decisions.

Debt.com has earned a reputation for its dedication to helping individuals achieve financial freedom and navigate the complexities of debt, providing a supportive platform for those seeking to regain control of their finances.

Highlights of the Debt.com Affiliate Program

• $300 Pay Per Lead commission
• 45 days cookie life
• Reliable third-party tracking software
• Interactive reporting dashboard with scalable analytics
• Dedicated affiliate support team
• Marketing creative and promotional tools are available
• Integrated with Commission Junction (CJ Advertiser ID: 6128299)

URL: Debt.com Affiliate Program

Commission: $300 Per Lead

Cookie Duration: 45 Days

Payment Term: Monthly Payouts Managed by Commission Junction

2. National Debt Relief

National Debt Relief is a reputable financial services company that specializes in helping individuals and families in the United States navigate their way out of overwhelming debt. With a commitment to providing effective debt relief solutions, National Debt Relief offers a range of services to assist clients in reducing and managing their debt burdens.

Their expert team works closely with clients to create personalised debt settlement plans, negotiate with creditors to lower outstanding balances and consolidate debts into more manageable payments. National Debt Relief is known for its transparency and dedication to customer satisfaction, offering free consultations to assess each client’s unique financial situation.

Services

• Credit Card Debt Relief
• Debt Consolidation
• Personal Loan Debt Relief
• Bad Credit Debt Relief
• Debt Relief Settlement
• Medical Debt Relief

Highlights of the National Debt Relief Affiliate Program

• $27.5 CPL commission for each referred request for debt relief quote
• 12% 2^nd-tier override commission from your sub-affiliates
• Ongoing affiliate training
• Regularly updated marketing resources
• Quick and easy application procedure with a high approval rate
• Globally acknowledged 3^rd-party tracking software
• Timely and transparent reporting through the user-friendly and interactive affiliate dashboard
• Integrated with ShareASale (Merchant ID: 43003)

URL: National Debt Relief Affiliate Program | Signup via ShareASale

Commission: $27.5 per Lead | 12% 2^nd-Tier Overrise from Sub-Affiliates

Cookie Duration: Not Disclosed

Payment Term: Monthly Payouts Managed through ShareASale

3. CuraDebt

CuraDebt is a well-established financial services company based in the United States, specialising in debt relief and settlement solutions. With a focus on helping individuals and businesses burdened by overwhelming debt, CuraDebt offers a range of services to address various financial challenges.

Their expert team works closely with clients to customise debt relief strategies, negotiate with creditors to reduce outstanding balances and consolidate debts into manageable payment plans.

CuraDebt offers a range of debt relief products and services, including:

• Tax Debt Relief
• Unsecured Debt Relief
• Debt Counseling
• Debt Settlement
• Bankruptcy Alternatives

Highlights of the CuraDebt Affiliate Program

• $450 to $600 per Sale (PPS Commission Structure) for each referred enrollment (tax or debt)
• $30 per Lead (for each referred debt inquiry) plus $200 per Signup (PPL Commission Structure)
• $50 to $60 per Call – debt inquiry (Pay per Call Commission Structure)
• $40 per Lead (for each referred tax inquiry) plus a $200 signup bonus
• $60 to $80 per referred call about tax debt relief or IRS
• 10% 2^nd-tier commission from your sub-affiliates
• Convenient and transparent reporting backed by reliable tracking software

URL: CuraDebt Affiliate Program

Commission: $450 to $600 (PPS) | $30 PPL (Debt) and $40 PPL (Tax) plus $200 Signup Bonus | $60 to $80 per Call (Tax or IRS) and $50 to $60 per Call (Debt) | 10% 2^nd-Tier Override

Cookie Duration: Not Disclosed

Payment Term: Monthly Payouts between the 15^th and 21^st of Each Month | Payments are Processed via PayPal, Skrill, Payoneer, or Cheque

4. LendingTree

LendingTree, a prominent online financial marketplace, offers a comprehensive range of financial services, including debt settlement solutions. It is important to note that LendingTree does not directly provide debt settlement services but rather functions as a platform connecting consumers seeking debt relief with various reputable debt settlement companies and professionals.

By inputting their financial information on LendingTree’s website, users can receive tailored quotes and offers from multiple debt settlement providers, enabling them to compare and select the most suitable solution for addressing their unique debt challenges. The platform streamlines the process of finding and connecting with qualified debt settlement experts.

LendingTree offers a range of financial services, including:

• Debt Consolidation
• Personal Loans
• Credit Card Comparison
• Mortgage Loans
• Auto Loans
• Home Equity Loans
• Student Loans
• Business Loans

Highlights of the Lending Tree Affiliate Program

• CPA commission of up to $35
• 14 days cookie duration
• Integrated with Commission Junction (CJ Advertiser ID: 4884367)
• Interactive reporting dashboard with scalable analytics
• The last 3-Month EPC is $241.42 and last 7 days EPC is $23.54 (current statistics on Commission Junction)
• Dedicated affiliate support team

URL: LendingTree Affiliate Program

Commission: Up to $35 CPA

Cookie Duration: 14 Days

Payment Term: Monthly Payouts through Commission Junction

5. The Debt Alternative Centre

The Debt Alternative Centre specialises in backend debt settlement processing services for both new and experienced debt resolution organisations. Their overarching mission is to effect positive transformations in the lives of individuals and families by exclusively offering top-tier bankruptcy alternatives for debt and tax relief.

The Debt Alternative Center is committed to offering complimentary training and support to its clients, assigning each individual a dedicated personal account executive motivated to ensure their success. Their services encompass a broad spectrum of options aimed at delivering debt and tax relief to those in need. The Debt Alternative Center provides the following services:

• Lead and prospect management
• Client Portal
• Income and expense reporting
• Multi-pay settlements
• Real-time client balances
• Real-time creditor averages

Highlights of the Debt Alternative Center Affiliate Program

• Up to 17% sales commission
• Cross-selling is allowed so that you can generate optimal profit through multiple purchases of your clients
• Free training for affiliates and business model blueprints
• Personal affiliate account executive
• Backend CRM – fully and seamlessly integrated
• Hassle-free weekly payouts
• Ideal for financial agents, mortgage brokers, debt advisors, and insurance brokers

URL: The Debt Alternative Center Affiliate Program

Commission: Up to 17%

Cookie Duration: Not Disclosed

Payment Term: Weekly Payouts

6. Debt Consolidation Care (DebtCC)

Debt Consolidation Care is a reputable financial platform dedicated to assisting individuals and families in addressing their financial challenges through debt consolidation and management solutions. Committed to providing effective debt relief strategies, Debt Consolidation Care offers a wide range of services tailored to tackle various financial burdens.

The DebtCC team collaborates closely with clients to create personalised debt consolidation plans, negotiate with creditors to lower outstanding balances, and streamline multiple debts into more manageable monthly payments. Debt Consolidation Care is known for its transparency, professionalism, and focus on customer satisfaction, offering free consultations to assess each client’s unique financial situation.

Services

• Debt Relief
• Payday Loan Consolidation
• Payday Loan Settlement
• Debt Consolidation
• Debt Settlement

Highlights of the Debt Consolidation Care Affiliate Program

• $20 PPL (for each contactable lead amounting to less than $10k) plus a $60 signup bonus and an additional 10% recurring commission
• $35 PPL (for each contactable lead amounting over $10k) plus a $120 signup bonus and an additional 10% recurring commission
• $120 to $750 PPS commission plus an additional 10% recurring commission
• 12.5% 2^nd-tier commission from your sub-affiliates
• Regular performance-based incentives
• Hassle-free payouts upon request (just $100 minimum threshold) – the payments are processed in 3 to 4 business days via wire transfer or cheque
• User-friendly reporting dashboard and reliable tracking
• Dedicated affiliate support team

URL: DebtCC Affiliate Program

Commission: $20 to $35 PPL Plus 10% Recurring and $60 to $120 per Signup | $120 to $750 PPS Plus 10% Recurring | 12.5% 2^nd-Tier Commission from Your Sub-Affiliates

Cookie Duration: Not Disclosed

Payment Term: Payment is Made upon Request via Cheque or Wire Transfer | $100 Minimum Threshold | Processing Time is 3 to 4 Business Days

7. Upstart

Upstart is a prominent online lending platform that leverages cutting-edge technology to provide innovative lending solutions. Based in the United States, Upstart specialises in personal loans and offers a unique approach to lending. They use artificial intelligence and machine learning algorithms to assess borrowers’ creditworthiness, considering factors beyond traditional credit scores.

This forward-thinking approach allows Upstart to offer competitive interest rates and provide loans for various purposes, including debt consolidation, education, and more. With a user-friendly online interface, borrowers can easily apply for loans and make quick decisions. Upstart’s commitment to efficient, data-driven lending has made it a popular choice for individuals seeking flexible and accessible financing options.

Financial Solutions

• Debt Consolidation
• Personal Loans
• Wedding Loans
• Home Improvement Loans
• Moving Loans
• Medical Loans
• Credit Card Consolidation
• Car Refinance Loans

Highlights of the Upstart Affiliate Program

• 1% sales commission
• 15 days cookie duration
• Third-party tracking platform
• 24/7 access to the reporting dashboard
• Marketing creative and promotional tools
• Dedicated affiliate support team
• Integrated with Impact Radius Affiliate Network

URL: Upstart Affiliate Program

Commission: 1%

Cookie Duration: 15 Days

Payment Term: Monthly Payouts Managed by Impact Radius

8. Credible

Credible simplifies the loan comparison and acquisition process, aiding individuals in making informed borrowing choices. The platform seamlessly links with numerous lenders and the three national credit bureaus. It empowers individuals to assess tailored interest rates from multiple lenders within a unified interface.

Credible has a prominent position as the foremost multi-lender marketplace, specialising in student loan refinancing, private student loans, and personal loans. Their overarching mission centres on enhancing borrowers’ decision-making capabilities. Credible garners appreciation from partners who value their ability to provide users with exceptional experiences, thereby optimizing conversion rates. They offer a range of products and services designed to assist individuals in making informed borrowing decisions:

• Loan Comparison Platform
• Student Loan Refinancing
• Private Student Loans
• Personal Loans
• Credit Bureau Integration

Highlights of the Credible.com Affiliate Program

• Up to $240 Pay Per Lead commission
• Highly relevant financial options to promote, including mortgage, personal loan, and student loan
• Dedicated affiliate support team
• Credible and globally known money lending marketplace

URL: Credible Affiliate Program

Commission: Up to $240 Pay Per Lead

Cookie Duration: Not Disclosed

Payment Term: Not Disclosed

9. Pacific Debt Relief

Pacific Debt Relief combats the surging wave of consumer debt in the United States. The platform was founded in 2002 by Kevin Landie in San Diego with a mission to aid individuals in surmounting debt using strategies aligned with their financial objectives. Pacific Debt Relief maintains a compassionate, small team of experts to guide clients through the initial phases.

As a debt settlement option, it stands apart from consumer credit counselling and bankruptcy and offers a collateral-free alternative to conventional consolidation loans. Pacific Debt Relief is dedicated to empowering individuals on their journey toward financial freedom. They offer a range of debt settlement services to individuals facing financial challenges. Their services include:

• Debt Settlement
• Financial Counseling
• Debt Resolution

Highlights of the Pacific Debt Relief Affiliate Program

• You get $200 per successful referral
• $200 gift card for your referral
• Simple and easy to join since it is a conventional Refer A Friend program
• Hassle-free monthly payouts via cheque

URL: Pacific Debt Relief Affiliate Program

Commission: $200 Per Referral

Cookie Duration: Not Applicable

Payment Term: Monthly Payouts via Cheque

10. Guardian Debt Relief

Operating in the United States, Guardian Debt Relief offers a range of services aimed at helping individuals and families overcome the burden of overwhelming debt. The platform carefully develops a five-step strategy for each unique situation involving certified debt specialists.

Clients receive personal support throughout the program. The company specialises in debt negotiation but extends its expertise to offer invaluable financial education.

Guardian Debt Relief excels in assisting individuals in assessing their choices and determining if debt negotiation aligns with their financial goals.

Their commitment lies in guiding clients through financial hardships and alleviating the weight of overwhelming debt. Their services include:

• Debt Resources
• Debt Relief Options
• Debt Negotiation
• Debt Consolidation
• Debt Management
• Bankruptcy
• Credit Counseling

Highlights of the Guardian Debt Relief Affiliate Program

• $32 PPL commission for each referred lead for debt relief quote
• $45 Pay Per Call commission
• $325 Pay Per Deal commission for each closed deal
• 15% 2^nd-tier commission from your sub-affiliates
• Library of engaging content, links, banner ads, images, and marketing creative
• Globally acknowledged third-party tracking software
• 24/7 access to the real-time reporting dashboard
• Integrated with ShareASale (Merchant ID: 70805)

URL: Guardian Debt Relief Affiliate Program | Signup via ShareASale

Commission: $32 (Pay Per Lead) | $45 (Pay Per Call) | $325 (Pay Per Deal) | 15% 2^nd-Tier Commission from Sub-Affiliates

Cookie Duration: Not Disclosed

Payment Term: Not Disclosed

11. Round Sky

RoundSky is a financial technology company that offers innovative solutions for debt management and collections. Based in the United States, RoundSky leverages advanced data analytics, artificial intelligence, and machine learning to optimise debt recovery processes for businesses and organizations.

Their cutting-edge platform empowers clients with the tools to streamline debt collection operations, enhance compliance, and maximize recovery rates. RoundSky’s solutions are versatile, serving industries such as healthcare, finance, and government agencies.

RoundSky is committed to delivering efficient, data-driven debt management strategies, and its technology has earned recognition for its effectiveness in improving debt recovery outcomes. With a focus on helping businesses navigate the complexities of debt collection, RoundSky is at the forefront of modernising debt management practices.

Highlights of the Round Sky Affiliate Program

• Up to $250 Pay Per Lead commission
• 30 days cookie duration
• CPA and Revenue Share offers are also available
• No maximum commission Cap
• User-friendly website widgets
• Dual-level support with custom pixels and sub-ID tracking
• 24/7 access to the real-time reporting dashboard with detailed information about iframe, CPA offers, API leads, and daily projections
• Real-time access to exclusive consumer leads
• Options to receive commissions weekly or monthly via cheque, wire transfer, PayPal, or ACH
• Easy and quick site integration
• Access to the library of colours and templates suitable for different websites

URL: Round Sky Affiliate Program

Commission: Up to $250 per Lead

Cookie Duration: 30 Days

Payment Term: Weekly or Monthly Payouts via Wire Transfer, Cheque, ACH, or PayPal

12. Accredited Debt Relief

Accredited Debt Relief is a company that has been in the financial services industry for over 12 years and is dedicated to improving people’s lives via customised debt relief solutions. They offer customised financial solutions to reduce challenges across the United States. Their expertise often results in reducing monthly payments by nearly half, promising a more luminous financial horizon.

Accredited Debt Relief mission to deliver impeccable service and high-quality debt consolidation products to clients. Furthermore, they invite participation in their affiliate program, offering competitive commissions for those who furnish qualified leads or enrol customers in relief options. Accredited Debt Relief specializes in assisting individuals with various types of debt, including:

• Credit Card Debt
• Personal Loan Debt
• Department Store Credit Debt
• Medical Debt

Highlights of the Accredited Debt Relief Affiliate Program

• Competitive Pay Per Lead commission structure
• Dedicated affiliate partnership manager
• User-friendly API
• Marketing creatives and promotional tools
• User-friendly reporting dashboard

URL: Accredited Debt Relief Affiliate Program

Commission: Not Disclosed

Cookie Duration: Not Disclosed

Payment Term: Not Disclosed

13. New Era Debt Solutions

New Era Debt Solutions is a reputable financial services company specialising in debt relief and settlement solutions. Based in the United States, New Era Debt Solutions has earned a solid reputation for its commitment to helping individuals and families regain control of their finances. They offer a range of services tailored to address various financial challenges.

The expert team at New Era Debt Solutions works closely with clients to create personalised debt settlement plans, negotiate with creditors to reduce outstanding balances and consolidate debts into more manageable payments.

Services

• Debt Solutions
• Debt Relief Programs
• Debt Reduction Services
• Debt Negotiation
• Debt Consolidation for Bad Credit
• Debt Consolidation
• Credit Settlement Companies

Highlights of the New Era Debt Solutions Affiliate Program

• Competitive Pay Per Lead commission
• Ideal for financial advisors, bloggers, and social media influencers
• User-friendly tracking sources, reliable performance tracking, and an interactive reporting portal
• Dedicated affiliate support team

URL: New Era Debt Solutions Affiliate Program

Commission: Not Disclosed

Cookie Duration: Not Disclosed

Payment Term: Not Disclosed

Earning Big As An Affiliate In The Debt Niche

With the number of people struggling to manage their debt around the world, there is certainly great potential for you to earn big in this niche.

But the other advantage of this niche is knowing that you will be genuinely making a massive impact on people’s lives by helping them manage their finances.

So, there’s no doubt about it: the debt settlement niche can be a great niche for affiliate marketing.

However, finding success with affiliate marketing involves more than just finding a good niche or finding a good affiliate program to promote.

To truly succeed, you need to know how to generate traffic.

Thankfully, though, that’s where our free step-by-step training will help you out.

In our free training, we uncover how you can generate unlimited amounts of traffic for any affiliate niche & how you can earn the most money possible.

So, if you haven’t already done so, you’ll definitely want to sign up for our free training before you leave.

But overall, I hope that this list of debt settlement affiliate programs has helped you out & I hope you were able to find an affiliate program to suit your requirements.

If you have any further questions or comments, don’t hesitate to leave them below.