Most people are well aware of the importance of maintaining a great credit score & as a result, many people look to subscribe to regular credit score reports.
So, this brings a great opportunity to affiliate marketers because, as an affiliate, you can earn commissions by recommending credit score services online.
And to help you do exactly that, we’ve listed the best credit score affiliate programs below.
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Best Credit Score Affiliate Programs
The affiliate programs on this page are listed in the following order:
- CreditFirm.net
- Experian
- myFICO
- Sky Blue Credit
- Happy Money (Payoff)
- DrCredit.com
- MyFreeScoresNow.com
- Credit Sesame
- Lending Tree
- Kapitus
- Zipplyloan
- CreditRepair.com
- Credit Glory
1. CreditFirm.net
With over two decades of expertise since its establishment in 1997, CreditFirm.net has empowered consumers by enhancing their credit scores. Founded by a team of adept attorneys specialising in consumer credit and FCRA violations, the firm advocates for clients against credit reporting agencies and furnishers.
This advocacy aims to secure impactful results, enabling clients to establish a robust financial base. Their approach combines cost-effective monthly payments, superior outcomes, and acclaimed customer service, ensuring an exceptional credit repair journey for clients.
Highlights of the CreditFirm.net Affiliate Program
- $20 sales commission
- 180 days cookie duration
- Optimised widget, videos, banners, text links, and datafeed (custom text links and banners are available upon request)
- Third-party tracking, transparent performance statistics, and auto-deposit
- Direct access to the affiliate management team for guidance
- Integrated with ShareASale (Merchant ID: 49614)
URL: CreditFirm.net Affiliate Program | Signup via ShareASale
Commission: $20
Cookie Duration: 180 Days
Payment Term: Monthly Payouts | Commissions are Paid through ShareASale
2. Experian
Experian is a leading online hub offering consumer credit reports, credit scores, monitoring services, and identity theft protection. Catering to more than 220+ million members, Experian specialises in comprehensive credit monitoring products like Experian Boost, Experian $1 Trial for FICO Score & Experian Credit Report, and IdentityWorks Plus and Premium.
Highlights of the Experian Affiliate Program
- $6 flat commission (referred subscription of Experian Boost)
- $8 flat commission (referred in-App Experian Credit Report Registration on an Android device)
- $12 flat commission (referred signup for Experian Account through Personal Loan Match)
- $12 fat commission (referred lead to auto insurance form completion)
- $31 flat CPL commission (referred ECW Trial Conversion)
- 10 days cookie life
- Industry-leading third-party tracking software with a user-friendly reporting dashboard
- Integrated with Commission Junction (CJ Advertiser ID: 2591819)
- $84.48 (3-Month) and $73.26 (7-Day) EPC as currently reported by Commission Junction
URL: Experian Affiliate Program | Signup via Commission Junction
Commission: $6 to $31 (Depending on the Referred Action)
Cookie Duration: 10 Days
Payment Term: Monthly Payouts | All Actions in a Month are Locked after the 10th of the Following Month | Commission Junction Handles Commission Payments
3. myFICO
myFICO simplifies credit understanding by providing FICO Scores, comprehensive credit reports, and alerts from all three major bureaus. Offering FICO Scores, utilised by 90% of leading lenders, ensures confidence in loan applications and prevents surprises. Users access detailed 3-bureau credit reports, spotting errors and understanding score differences crucial for score improvement.
Constant monitoring aids in preparing for loans, understanding credit dynamics, and early fraud detection. With score updates, identity theft monitoring, tools for goal-oriented credit management, and an extensive credit education centre, myFICO stands as a comprehensive resource for mastering credit knowledge and managing financial health.
Highlights of the myFICO Credit Score Affiliate Program
- $100 flat commission on the referred annual subscription of the 3 Bureau product
- $10 flat commission on the referred sale of the 3 Bureau product
- $5 flat commission on the referred sale of the 1 Bureau product
- Text links and optimised banners
- Monthly newsletters, regular contests, promotions, and performance-based incentives
- Support from the dedicated affiliate management
- Third-party tracking and reliable reporting
- Integrated with ShareASale (Merchant ID: 41089)
URL: myFICO Affiliate Program | Signup via ShareASale
Commission: $5 to $100 per Sale Depending on the Product Type
Cookie Duration: Not Disclosed
Payment Term: Monthly Payouts | ShareASale Handles Commission Payments
4. Sky Blue Credit
Established in 1989, Sky Blue Credit is dedicated to creating a delightful experience for customers seeking credit improvement. Their Best-in-Class Support ensures a stress-free journey, prioritising genuine and lasting credit health aligned with individual goals.
With an advanced, user-friendly interface, the Sky Blue Portal simplifies the membership experience. The process begins with easy enrollment and progresses through meticulous credit report review, dispute handling, and ongoing progress tracking. Backed by a 90-day Refund Policy, Sky Blue Credit strives to deliver satisfaction and success to its clients.
Highlights of the Sky Blue Credit Affiliate Program
- $80 flat commission on the referred account signup (qualifies once the first payment is collected from your referral)
- 90 days cookie life
- Access to the in-house affiliate management team
- Third-party tracking and transparent performance statistics
- Integrated with Commission Junction (CJ Advertiser ID: 6030618)
URL: Sky Blue Credit Affiliate Program
Commission: $80
Cookie Duration: 90 Days
Payment Term: Payment Frequency is Not Disclosed | All Actions in a Month are Locked after the 10th of the Following Month | Commissions are Paid through Commission Junction
5. Happy Money (Payoff)
Happy Money is dedicated to democratising financial tools for happiness by providing affordable and accessible services. Their ethos revolves around using money as a tool for personal joy. They redefine lending by offering transparent, customer-centric loans designed to empower individuals, fostering ease and savings through low interest rates and flexible payment schedules.
Partnering with Credit Unions and community-driven lenders, they prioritise members’ interests, facilitating over $6 billion in personal loans for 300,000+ members. Their culture embodies love, trust, and hustle, evident in their customer interactions and product development.
Highlights of the Happy Money (Payoff) Affiliate Program
- $150 flat commission on the referred Payoff Funded Loan
- 45 days cookie life
- Third-party tracking with transparent performance statistics
- Integrated with Commission Junction (CJ Advertiser ID: 4881039)
URL: Happy Money Affiliate Program
Commission: $150
Cookie Duration: 45 Days
Payment Term: Monthly Payouts | Commissions are through Commission Junction | All Actions in a Month are Locked after the 10th of the Following Month
6. DrCredit.com
Established in 1998, DrCredit.com offers loan revenue products and personal loan programs, aiding affiliates in delivering superior online values and services.
This unique program ensures multiple-level revenue sharing, setting them apart from others. DrCredit simplifies diverse financial needs, from debt consolidation and auto loans to credit repair and home loans, streamlining support for affiliates and customers alike with prompt online assistance.
Highlights of the DrCredit.com Affiliate Program
- The program offers CPL commission (disclosed upon joining the program)
- 30 days cookie attribution period
- 15% 2nd-Tier commission
- Access to banners and links
- Weekly payouts
- Real-time tracking with access to timely updated performance statistics
URL: DrCredit.com Affiliate Program
Commission: CPL (Not Disclosed) | 15% 2nd-Tier
Cookie Duration: 30 Days
Payment Term: Weekly Payouts | $50 Minimum Threshold
7. MyFreeScoresNow.com
MyFreeScoresNow.com offers access to three free credit scores from all three bureaus, emphasising no impact on credit scores during checking. With a 7-day trial and a subsequent $29.95 monthly fee, the platform provides a comprehensive array of credit-related resources, including articles, credit score reports, monitoring services, and identity theft protection.
Users gain insights into factors influencing their credit scores, receive email alerts for significant changes, and access updated scores monthly, enhancing financial awareness and potentially securing better interest rates and monthly payments.
Highlights of the MyFreeScoresNow.com Credit Score Affiliate Program
- $50 flat commission on the referred free trial and credit score registration with a valid Credit Card submission
- 1 day cookie duration
- Top performers can get $60 per sale
- Dedicated affiliate support team with access to the Live Chat Agent
- Co-branded site integration member’s credentials
- Access to the lead generation tool for free
- Website simulators and tools to make things easier for your audience
- Third-party tracking
- Integrated with Commission Junction (CJ Advertiser ID: 3843880)
URL: MyFreeScoresNow.com Affiliate Program | Signup via Commission Junction
Commission: $50
Cookie Duration: 1 Day
Payment Term: Monthly Payouts | Commissions are through Commission Junction | All Actions in a Month are Locked after the 10th of the Following Month
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8. Credit Sesame
Credit Sesame, founded by Adrian Nazari after a financial crisis, revolutionises financial health by offering free access to credit scores—a game-changer when major bureaus charge for this data. Utilising deep credit expertise, AI, and machine learning, they empower millions to improve credit, enhance approval odds, and cut credit costs.
Beyond credit, they launched the first-ever online bank account linking cash and credit, rewarding score improvements. With a mission to democratize financial wellness, Credit Sesame continues to assist Americans in managing credit and cash for better financial stability and opportunities.
Highlights of the Credit Sesame Affiliate Program
- The commission on each referred signup ranges from $3 to $6
- 30 days cookie duration
- Ideal for apps, content creators, loyalty programs, product aggregators, media agencies, and vertical-relevant websites
- Quick and simple application procedure
- Dedicated account manager to help with strategies, tips, and onboarding
- Landing pages, promotional content, and engaging ads
URL: Credit Sesame Affiliate Program
Commission: $3 to $6
Cookie Duration: 30 Days
Payment Term: Monthly Payouts
9. LendingTree
LendingTree offers a vast network, linking lenders with 30 million borrowers, granting access to exclusive high-intent leads. Known for pioneering online mortgage marketing, their trusted brand converts seekers into genuine prospects. Lenders receive hands-on support, training via LendingTree University, and access to features like state-of-the-art filters and Canopy analytics.
The platform covers diverse loans from home, equity, and personal loans to credit cards, autos, and student and business loans, simplifying the complex lending process and amplifying loan originations for partners.
Highlights of the LendingTree Affiliate Program
- $3 to $25 flat commission depending on the referred action
- 14 days cookie attribution period
- Third-party tracking and transparent performance statistics
- Integrated with Commission Junction (CJ Advertiser ID: 4884367)
URL: LendingTree Affiliate Program
Commission: $3 to $25
Cookie Duration: 14 Days
Payment Term: Payment Frequency is Not Disclosed | Commissions are through Commission Junction | All Actions in a Month are Locked after the 10th of the Following Month
10. Kapitus
Kapitus is a financing solution provider offering tailored funding options for small businesses. With a mission to fuel business growth, they offer a range of financial products, including small business loans, lines of credit, equipment financing, and more. Emphasising simplicity and flexibility, Kapitus ensures personalised financial solutions to meet diverse business needs, fostering growth and success.
Highlights of the Kapitus Business Financing Affiliate Program
- $50 CPL commission on each qualified lead
- 45 days cookie duration
- $1000 bonus on achieving 100 sales
- Transparent reporting, user-friendly dashboard, and third-party tracking
- Integrated with Commission Junction (CJ Advertiser ID: 5212066)
URL: Kapitus Affiliate Program
Commission: $50 per Lead
Cookie Duration: 45 Days
Payment Term: Payment Frequency is Not Disclosed | Commissions are through Commission Junction | All Actions in a Month are Locked after the 10th of the Following Month
11. Zippyloan
Zippyloan acts as a bridge to premium personal loans through its extensive lender network, offering up to $15,000 via a straightforward online process. Operating round-the-clock, they facilitate instalment and short-term loans tailored to individual needs.
Whether for bill payments, unexpected expenses, or leisure, Zippyloan delivers swift fund access, often depositing funds the next business day. With all credit types considered, timely payments through its network can optimise credit scores. They prioritise user security, employing advanced encryption for data protection.
Highlights of the Zippyloan Affiliate Program
- CPA commission of $45 per action
- 1 day cookie attribution period
- Globally acknowledged partner affiliate network – AWIN (Merchant ID: 9104)
- Third-party tracking, reliable performance statistics, and a user-friendly dashboard
URL: Zippyloan Affiliate Program
Commission: $45
Cookie Duration: 1 Day
Payment Term: Not Disclosed | AWIN Handles Commission Payments
12. CreditRepair.com
CreditRepair.com offers expert assistance in improving credit scores. With a proven process honed over years and thousands of successful cases, their team comprises not just credit repair specialists but also dedicated individuals aiding clients in reaching credit goals.
Recognising the pivotal role of credit scores in loan approvals and interest rates, CreditRepair.com supports individuals facing credit challenges. Their industry-leading experience and technology are geared to create tailored game plans, empowering individuals to enhance their financial standing.
Highlights of the CreditRepair.com Affiliate Program
- $70 flat commission on each referred signup that pays for the subscription fee within 45 days
- 90 days cookie life
- Dedicated marketing team (Managed by Progrexion)
- Third-party tracking and reliable reporting
- Reliable partner affiliate network – Commission Junction (CJ Advertiser ID: 3693885)
URL: CreditRepair.com Affiliate Program
Commission: $70
Cookie Duration: 90 Days
Payment Term: Monthly Payouts | All Actions in a Month are Locked after the 10th of the Following Month
13. Credit Glory
Credit Glory, dedicated to rectifying credit errors, empowers individuals to achieve life goals without credit obstacles. Offering tailored solutions, they aim to help clients secure homes, auto loans, and better jobs by addressing credit inaccuracies.
Their service challenges credit report errors, including collections, late payments, and inaccuracies in credit reports. The process involves expert consultation, quick sign-up, and their team battling creditors and bureaus on behalf of clients.
Highlights of the Credit Glory Affiliate Program
- Up to $100 sales commission depending on the referred action
- Trusted brand with over 90% satisfaction rate and a 4.9/5 Trustpilot rating
- Dedicated affiliate account manager
URL: Credit Glory Affiliate Program
Commission: Up to $100
Cookie Duration: Not Disclosed
Payment Term: Not Disclosed
Earning Big As An Affiliate In The Credit Score Niche
After browsing the list of credit score affiliate programs above, you can likely see what an amazing opportunity there is to earn big as an affiliate in the credit score niche.
Some of the programs even pay well in excess of $100 commissions. This means that if you want to earn $100 per day online, all you need to do is make one single sale.
And to help you do exactly that, we’ve put together a completely free step-by-step affiliate marketing course.
So if you haven’t already done so, be sure to sign up for our free training before you leave.
But overall, whatever you decide to do, I hope that this list of credit score affiliate programs has helped you out & I hope you were able to find a program to suit your requirements.
If you happen to have any additional questions or comments, don’t hesitate to leave them below.
