12 Best Credit Repair Affiliate Programs For 2024 (Highest Paying)

In the dynamic landscape of credit repair, where the pursuit of financial resilience takes centre stage, the demand for effective solutions is on the rise.

In 2023, the credit repair industry witnessed a surge, reflecting a recognition of its crucial role in financial well-being. What’s even better? As an affiliate marketer, you’re positioned to seize a piece of this expanding market by endorsing reputable credit repair services and products, earning commissions in return.

To guide you through this lucrative venture, we’ve meticulously curated a list of the top credit repair affiliate programs below.

Best Credit Repair Affiliate Programs

The affiliate programs on this page are listed in the following order:

1. The Credit People
2. Credit Saints
3. Reliant Credit Repair
4. DisputeBee
5. Coast Tradeline
6. Client Dispute Manager
7. The Credit Pros
8. Credit Glory
9. CreditRepair.com
10. Sky Blue Credit
11. Lexington Law
12. CreditFirm.net

1. The Credit People

The Credit People has been an affordable credit repair service operating since 2001. With a mission to genuinely assist consumers facing credit challenges, they’ve assisted over fifty thousand individuals. The platform pays attention to service excellence and team education. It offers a free trial, an initial credit report, and a full money-back satisfaction guarantee. Their sustained success and innovation stem from a client-centric culture and a commitment to delivering impactful, time-tested results.

Highlights of The Credit People Affiliate Program

• $100 standard referral commission that can double up to $200 based on your performance
• Email updates, user-friendly dashboard and seamless API integration support
• Access to the promotional tools, creative, and marketing material
• Accepts a variety of marketing channels inviting online as well as offline marketers
• Additional solutions for telephone lead calls, live call transfers, and enterprise-level partnerships

URL: The Credit People Affiliate Program

Commission: $100 to $200

Cookie Duration: Not Disclosed

Payment Term: Payment Frequency and Locking Period are Not Disclosed | Commissions are Paid through Cheque or ACH

2. Credit Saints

Credit Saint, a prominent credit repair agency, is a leading online financial service provider operating since 2004. Their tailored approach involves analysing credit reports, identifying inaccuracies, and challenging questionable items with credit bureaus.

Using personalised strategies, Credit Saint aims to enhance credit scores. They offer various service tiers catering to different credit needs, ensuring clients receive dedicated support and guidance throughout the credit repair process for optimal results and financial stability.

Highlights of the Credit Saints Affiliate Program

• $80 flat commission for each referred sale
• 60 days cookie life
• Performance-based incentives and regular bonus offers
• In-house affiliate management team
• Third-party tracking, user-friendly dashboard, and transparent reporting
• Opportunity to get custom campaign offers
• Integrated with Commission Junction (CJ Advertiser ID: 5335699)

URL: Credit Saints Affiliate Program

Commission: $80

Cookie Duration: 60 Days

Payment Term: Monthly Payouts | All Actions are Locked after the 10^th of the Following Month | Commissions are Paid through Commission Junction

3. Reliant Credit Repair

Reliant Credit Repair is a top-tier credit restoration service dedicated to empowering individuals on their journey to exceptional credit. Their process involves a thorough credit report analysis, leveraging consumer protection laws to challenge inaccuracies, and equipping clients with resources to track progress as credit reports are adjusted.

Reliant Credit Repair offers two plans:

1. GetCreditFitNow Elite Enrollment at $299.95, including initial audit enrollment with various features,
2. Pay-Per-Deletion Plan at $25.95 per month, offering ongoing credit monitoring and tools like ScoreTracker, ScoreBuilder, ScoreMaster, and more.

Highlights of the Reliant Credit Repair Affiliate Program

• Up to 40% commission on each referred signup for the Reliant Credit Repair Plan
• Dedicated portal with a partner resource centre that gives access to affiliate tools, partner badges, and logos
• Collaboration with the marketing team to get the results you need

URL: Reliant Credit Repair Affiliate Program

Commission: Up to 40%

Cookie Duration: Not Disclosed

Payment Term: Payment Frequency is Not Disclosed | 30-Day Locking Period

4. DisputeBee

DisputeBee, founded in 2018 by CEO Lee Schmidt, is a credit repair software designed to address the complexity of crafting dispute letters, it streamlines operations for credit repair companies and individuals seeking credit improvement. Its inception stemmed from Schmidt’s personal credit repair journey, recognising the lack of user-friendly software for generating dispute letters.

DisputeBee automates letter generation, facilitates tracking progress, and offers educational resources on credit health maintenance. The DisputeBee Individual Plan is available for $49/month and the price of the DisputeBee Business Plan is $129/month.

Highlights of the DisputeBee Credit Repair Affiliate Program

• 35% standard (non-recurring) sales commission
• Third-party tracking, timely updated performance statistics, and a user-friendly affiliate portal
• Integrated with Tapfiliate

URL: DisputeBee Affiliate Program

Commission: 35% (Non-Recurring)

Cookie Duration: Not Disclosed

Payment Term: Payment Frequency and Locking Period are Not Disclosed | Tapfiliate Pays Commissions through PayPal

5. Coast Tradelines

Coast Tradelines, established in 2010, promises quick credit score improvement. By partnering with individuals possessing high-limit credit cards, they add clients as authorized users, leveraging the card’s pristine payment history and substantial credit limit to enhance credit profiles.

This partnership enables clients to potentially qualify for mortgages, auto financing, and business loans. With a commitment to transparency, affordability, and responsiveness, Coast Tradelines offers a hassle-free process backed by a no-risk guarantee, supporting clients’ financial goals under CEO A.C. Lei’s guidance.

Highlights of the Coast Tradelines Affiliate Program

• $5 CPL commission
• 60 days cookie attribution period
• Third-party tracking and transparent performance statistics
• Integrated with Commission Junction (CJ Advertiser ID: 6095056)

URL: Coast Tradelines Affiliate Program

Commission: $5 per Lead

Cookie Duration: 60 Days

Payment Term: Monthly Payouts | 35-Day Locking Period | Commissions are Paid through Commission Junction

6. Client Dispute Manager

Mark Clayborne, creator of Client Dispute Manager, empathises with aspiring entrepreneurs aiming to launch credit repair businesses while juggling full-time jobs. His journey from credit repair mastery, chronicled in his book “Hidden Credit Repair Secrets,” led to his successful credit repair enterprise.

Transitioning from a 9-5 job to entrepreneurship, Mark’s passion for aiding others in achieving similar success drove him to craft 500+ credit-related videos, mentor numerous firms, and develop the Client Dispute Manager software.

Highlights of the Client Dispute Manager Affiliate Program

• Up to $150 flat commission on referred signup
• User-friendly affiliate dashboard with access to the training material and basic marketing resources
• Access to the affiliate support team through chat, phone, and email
• Simplified and transparent reporting
• Third-party tracking
• Integrated with LeadDyno

URL: Client Dispute Manager Affiliate Program

Commission: Up to $150 per signup

Cookie Duration: Not Disclosed

Payment Term: Commissions are Paid through PayPal | 3-Month Validation Period that Starts from The Day Your Referral Pays for the Membership

7. The Credit Pros

The Credit Pros is a credit repair service offering three program levels designed to enhance credit scores. Services include credit-builder loans, creditor communication via letters, and more. Prices vary, with the top-tier plan initially at nearly $300 and $149 per month thereafter.

The entry-level plan starts at $190, followed by $69 monthly. However, the basic plan offers limited services, potentially making the higher-tier plans more appealing despite their costs.

Highlights of The Credit Pros Affiliate Program

• $120 flat sales commission
• 365 days cookie attribution period
• Permission to use direct linking driven through paid search
• Access to creative and banners; you can request custom colours and dimensions
• TrustLink membership with 5-star reviews and A+ BBB rating
• The brand is also a NACSO member
• Third-party tracking, dedicated affiliate management team, and transparent reporting
• Integrated with ShareASale (Merchant ID: 24278)

URL: The Credit Pros Affiliate Program

Commission: $120

Cookie Duration: 365 Days

Payment Term: Payment Frequency and Locking Period are Not Disclosed | ShareASale Pays Commissions through Cheque, Payoneer, or Direct Deposit

8. Credit Glory

Credit Glory rectifies credit errors and empowers individuals to achieve life goals without credit obstacles. Offering tailored solutions, they aim to help clients secure homes, auto loans, and better jobs by addressing credit inaccuracies.

Their service challenges credit report errors, including collections, late payments, and inaccuracies in credit reports. The process involves expert consultation, quick sign-up, and their team battling creditors and bureaus on behalf of clients.

Highlights of the Credit Glory Affiliate Program

• Up to $100 sales commission depending on the referred action
• Trusted brand with over 90% satisfaction rate and a 4.9/5 Trustpilot rating
• Dedicated affiliate account manager

URL: Credit Glory Affiliate Program

Commission: Up to $100

Cookie Duration: Not Disclosed

Payment Term: Not Disclosed

9. CreditRepair.com

CreditRepair.com offers expert assistance in improving credit scores. With a proven process honed over years and thousands of successful cases, their team comprises not just credit repair specialists but also dedicated individuals aiding clients in reaching credit goals.

Recognising the pivotal role of credit scores in loan approvals and interest rates, CreditRepair.com supports individuals facing credit challenges. Their industry-leading experience and technology are geared to create tailored game plans, empowering individuals to enhance their financial standing.

Highlights of the CreditRepair.com Affiliate Program

• $70 flat commission on each referred signup that pays for the subscription fee within 45 days
• 90 days cookie life
• Dedicated marketing team (Managed by Progrexion)
• Third-party tracking and reliable reporting
• Reliable partner affiliate network – Commission Junction (CJ Advertiser ID: 3693885)

URL: CreditRepair.com Affiliate Program

Commission: $70

Cookie Duration: 90 Days

Payment Term: Monthly Payouts | All Actions in a Month are Locked after the 10^th of the Following Month

10. Sky Blue Credit

Sky Blue Credit has been offering credit repair services since 1989. Their Best-in-Class Support ensures a stress-free journey, prioritising genuine and lasting credit health aligned with individual goals.

The Sky Blue Online Portal simplifies the membership experience. The process begins with easy enrollment and progresses through meticulous credit report review, dispute handling, and ongoing progress tracking. Backed by a 90-day Refund Policy, Sky Blue Credit strives to deliver satisfaction and success to its clients.

Highlights of the Sky Blue Credit Repair Affiliate Program

• $80 flat commission on the referred account signup (qualifies once the first payment is collected from your referral)
• 90 days cookie life
• Access to the in-house affiliate management team
• Third-party tracking and transparent performance statistics
• Integrated with Commission Junction (CJ Advertiser ID: 6030618)

URL: Sky Blue Affiliate Program

Commission: $80

Cookie Duration: 90 Days

Payment Term: Payment Frequency is Not Disclosed | All Actions in a Month are Locked after the 10^th of the Following Month | Commissions are Paid through Commission Junction

11. Lexington Law

Lexington Law, established in 1991, stands as a pioneer in credit repair services. Specialising in credit report analysis and disputing inaccurate or misleading items, they assist clients in improving their credit profiles. Their team of legal professionals and credit experts work to challenge credit report errors, aiming to enhance credit scores. Offering personalised credit counselling and guidance, Lexington Law helps individuals navigate credit challenges and pursue fair and accurate credit reporting.

Highlights of the Lexington Law Credit Repair Affiliate Program

• $65 standard commission on each referred client
• 30 days cookie attribution period
• Dedicated affiliate manager
• Access to links, banners, and marketing tools through the industry-leading third-party dashboard
• Integrated with Commission Junction (CJ Advertiser ID: 1104648)
• Timely and transparent reporting and reliable tracking

URL: Lexington Law Affiliate Program

Commission: $65

Cookie Duration: 30 Days

Payment Term: Monthly Payouts | 50-Day Locking Period | Commissions are Paid through Commission Junction

12. CreditFirm.net

With over two decades of expertise since its establishment in 1997, CreditFirm.net has empowered consumers by enhancing their credit scores. Founded by a team of adept attorneys specialising in consumer credit and FCRA violations, the firm advocates for clients against credit reporting agencies and furnishers.

This advocacy aims to secure impactful results, enabling clients to establish a robust financial base. Their approach combines cost-effective monthly payments, superior outcomes, and acclaimed customer service, ensuring an exceptional credit repair journey for clients.

Highlights of the CreditFirm.net Affiliate Program

• $20 sales commission
• 180 days cookie duration
• Optimised widgets, videos, banners, text links, and datafeed (custom text links and banners are available upon request)
• Third-party tracking, transparent performance statistics, and auto-deposit
• Direct access to the affiliate management team for guidance
• Integrated with ShareASale (Merchant ID: 49614)

URL: CreditFirm.net Affiliate Program | Signup via ShareASale

Commission: $20

Cookie Duration: 180 Days

Payment Term: Monthly Payouts | Commissions are Paid through ShareASale

Earning Big As An Affiliate In The Credit Repair Niche

After browsing the list of credit repair affiliate programs above, you can likely see what great potential there is to earn big in this niche as an affiliate.

But without traffic, you won’t earn a dime. So if you want to earn big & potentially stand the chance of becoming rich as an affiliate marketer, you need to know how to generate traffic.

Thankfully, that’s exactly what our free affiliate marketing course is designed to help you out with.

In our free training, we uncover how you can generate unlimited amounts of traffic for any affiliate niche, including the credit repair niche.

So if you haven’t already done so, be sure to sign up for our free affiliate marketer training before you leave.

But overall, whatever you decide to do, I hope that this list of credit repair affiliate programs has helped you out & I hope you were able to find a program to suit your needs.

If you happen to have any further questions or comments, don’t hesitate to leave them below.