14 Best Budgeting Affiliate Programs For 2024 (Top Paying)

Budgeting is a necessary task for people all around the world & budgeting tools have become more sought-after than ever due to increased costs of living.

This means that, as an affiliate marketer, there is an opportunity for you to earn commissions by connecting people with the budgeting tools or software they’re looking for.

And to help you do exactly that, we’ve listed the best budgeting affiliate programs below.

Best Budgeting Affiliate Programs

The affiliate programs on this page are listed in the following order:

1. Clever Fox
2. Qube
3. Rocket Money
4. YNAB
5. Quicken
6. HoneyMoney
7. Moneyspire
8. PocketSmith
9. FamZoo
10. SimplePlanning.com
11. CalendarBudget
12. LivePlan
13. Sage
14. Credit Sesame

1. Clever Fox

Clever Fox is a good option for monthly or annual budgeting because it combines a daily planner, a goal-setting tool, an agenda, and a gratitude journal. The company claims that all of its products are made of top-quality materials. Every product undergoes strict quality measures before it is ready to use.

Clever Fox is among the top manufacturers in the world for making productivity planners. In addition, the company operates with a mission to provide customers with the best possible shopping experience. New products are being continuously added to their product line. The process to order is simple, convenient and secure. Moreover, they offer a quick shipment and a 100% money-back guarantee.

Highlights of the Clever Fox Affiliate Program

• 10% starting sales commission
• Performance-based commission tiers reaching up to 20% per sale
• Ideal for Tik Tokers, Instagrammers, YouTubers, and bloggers
• Automatics hassle-free payouts
• Sample products for content creators and reviewers
• Unique discount codes for your audience

URL: Clever Fox Affiliate Program

Commission: 10% to 20%

Cookie Duration: Not Disclosed

Payment Term: Not Disclosed

2. Qube

Qube is the world’s famous cash flow management system. They facilitate individuals’ ability to save and manage their finances by changing the economic landscape. Qube is a user-friendly solution that helps to create budgets and adhere to them. It could be difficult for couples to handle finances equally. Therefore, Digital cash envelopes enable couples to more easily achieve their dreams together with the support of Qube Money’s advanced Joint Account.

Choice Financial Group, Member FDIC, the bank partner of Qube Money, is where all funds are stored. Although cash envelopes are the most successful budgeting technique but difficult to use. Qube made it simple with its innovative digital banking app to create budgets and save funds.

Qube Plan Pricing

The basic plan is free.

• Premium: $8/month | $79/year
• Family: $15/month | $149/year

Highlights of the Qube Affiliate Program

• $15 flat commission on each paid sign-up
• 2 months of free access for your audience on any annual subscription
• Personalised experience – Your picture and name will be there on the sign-up screen which strengthens trust and credibility between you and your audience
• Interactive reporting dashboard
• In-house system that takes care of lead attribution via special codes and links
• Hassle-free payments are credited to your Qube account from where you can transfer available funds to your bank

URL: Qube Affiliate Program

Commission: $15 per Paid Sign-up

Cookie Duration: Not Disclosed

Payment Term: Payment Frequency is Not Disclosed | Earnings are Credited to Your Qube Account which You Can Transfer to Your Bank Account

3. Rocket Money

Managing your finances might feel like a confusing undertaking time and again. Rocket Money Application helps users manage their finances better and become more aware of their spending patterns. The platform makes it easier for individuals to handle subscriptions, keep control of finances, and minimise their costs. 

Most budgeting software only provides information related to expenses. Rocket Money is unique in that it provides exact steps to assist you in saving money without sacrificing your quality of life, in addition to providing actionable insights. The company operates intending to empower individuals to live their best financial lives and serves 5 million+ happy members.

Highlights of the Rock Money Affiliate Program

• $10 flat commission on each referred account link to the Rocket Money App
• 30 days cookie attribution period | Last click credit policy
• Access to the promotional creatives upon request
• Dedicated affiliate manager for hands-on support and guidance
• Third-party tracking
• Timely payments and transparent reporting through an interactive dashboard
• Integrated with Impact Radius

URL: Rocket Money Affiliate Program | Signup via Impact Radius

Commission: $10

Cookie Duration: 30 Days | Last Click Credit Policy

Payment Term: Monthly Payouts | Impact Radius Manages Commission Payments

4. YNAB 

A like-minded couple, Julie and Jesse established YNAB in early 2003 right after their marriage. The couple got this idea from their daily basis financial management. Quit wondering where your money goes because the YNAB Technique for financial management can help you save more and make better financial decisions.

The platform helps its customers through four significant rules:

• Buy important things first
• Recognise Your Actual Expenses
• Just make adjustments if you overspend in a particular category
• Consistently spend less than your earnings

YNAB consists of a diverse team from all around the world. A 34-day free trial is available for everyone through which an average budgeter can save up to $600.

YNAB Plan Pricing

• Monthly Plan: $14.99/month
• Yearly Plan: $99/year

Highlights of the YNAB Affiliate Program

• $6 flat commission on each referred free-trial sign-up
• Performance-based higher commission tiers reaching up to $10 per trial sign-up
• 30 days cookie life | Last click credit policy
• Library of supportive content and creative assets
• Dedicated affiliate manager
• Access to educational resources, videos and workshops
• Interactive dashboard with reporting and analytics portal
• Ideal for publishers, social media influencers, and bloggers talking about personal finance, lifestyle, and budgeting (Minimum 25k followers are required – check out the YNAB Ambassador Program instead since it invites social media users with at least 250 followers)
• Third-party tracking
• Timely payments and transparent reporting
• Integrated with Impact Radius

YNAB Affiliate Program Commission Tiers Based on Monthly Referred Sign-ups

• Up to 99 Sign-ups: $6 per Sign-up
• 100 to 199 Sign-ups: $8 per Sign-up
• 200 or More Sign-ups: $10 per Sign-up

URL: YNAB Affiliate Program | Signup via Impact Radius

Commission: $6 to $10 per Trial Sign-up

Cookie Duration: 30 Days | Last Click Credit Policy

Payment Term: Monthly Payouts | Impact Radius Handles Commission Payments

5. Quicken

Quicken is a trusted platform that has served 20 million+ customers for more than 40 years. The most intriguing thing about Quicken is that it allows you to manage all of your financial matters, create a customised, comprehensive budget, keep track of your investments, and plan for retirement in one place. Customers can get two types of subscription plans;

• Quicken Simplifi at $3.99/month | $2.39/month (billed annually)
• Quicken Classic Premier at $6.99/month | $4.19/month (billed annually)

The platform offers a 100% refund policy within 30 days after purchase. With Quicken you can get a lifelong financial companion, providing all the features and customisation you desire in one convenient place. 

Highlights of the Quicken Affiliate Program

• $10 per referred paid sign up
• $2.5 per referred Simplifi Free Trial signup
• 30 days cookie duration | First click credit policy
• Third-party tracking
• Transparent reporting and timely payments
• Integrated with Impact Radius
• Dedicated affiliate support team

URL: Quicken Affiliate Program | Sign up via Impact Radius

Commission: $10 (Paid Signup) | $2.5 (Simplifi Free Trial Signup)

Cookie Duration: 30 Days | First Click Credit Policy

Payment Term: Monthly Payouts | Impact Radius Manages Commission Payments

5. HoneyMoney

HoneyMoney is a revenue and expense tracker that will help you maximise your savings. Rather than using the traditional budgeting structure, HoneyMoney offers a cash-flow-based system. The platform enables you to recognize your spending patterns because when you are fully conscious of your financial situation, your spending habits naturally shift.

Financial planning through HoneyMoney is cashflow based and includes cash envelopes, cash flow forecasts, expenses by categories, Future balance prediction, and net worth tracking. HoneyMoney offers a monthly subscription plan that costs $5 per month or $50 per year after 30 days free trial.

Highlights of the HoneyMoney Affiliate Program

• $3 per referred signup for the paid monthly plan (recurring for up to 5 months)
• $15 per referred signup for the annual plan
• Third-party tracking
• Simple and user-friendly dashboard
• Integrated with FirstPromoter

URL: HoneyMoney Affiliate Program

Commission: $3 (Monthly Plan) Recurring for up to 5 Months | $15 (Annual Plan)

Cookie Duration: Not Disclosed

Payment Term: Monthly Payouts Managed by FirstPromoter

7. Moneyspire

Moneyspire is a well-known budgeting software provider in business since 2007. It serves thousands of individuals and organisations in more than 100 countries. Moneyspire makes an effort to encourage customers to change their financial habits. With the help of this useful software, users may plan for future financial needs, have a clear image of their finances, and have access to adjustable financial data. Moneyspire provides two types of subscription plans;

• Moneyspire 2024 Standard for $59.99 (On-Time Payment)
• Moneyspire 2024 Pro for $79.99 (One-Time Payment)

Moreover, it offers a 30-day money-back guarantee and top-notch customer care service.

Highlights of the Moneyspire Affiliate Program

• 15% sales commission
• 45 days cookie life
• Images, text links, and long and short sponsored texts
• Third-party tracking, timely payments, user-friendly dashboard, and transparent reporting
• Industry-leading partner affiliate network – Impact Radius

URL: Moneyspire Affiliate Program

Commission: 15%

Cookie Duration: 45 Days

Payment Term: Monthly Payouts Managed by Impact Radius

8. PocketSmith

PocketSmith is a platform offering tools to comprehend your past, present, and future wealth. Their capabilities include managing various revenue streams and projecting future financial flow.

PocketSmith provides its customers with customised accounting software so they may focus on the things that are important to them. In addition, customers can utilise a budgeting calendar, plan around hypothetical situations, and break down their budgets for weeks or months that directly affect them. PocketSmith is operating in 49 different countries around the world.

PocketSmith Plan Pricing

• Foundation: $14.95/month | $9.66/month (billed annually)
• Flourish: $24.95/month | $16.66/month (billed annually)
• Fortune: $39.95/month | $26.66/month (billed annually)

Highlights of the PocketSmit Affiliate Program

• 30% recurring commission on the referred monthly plan
• 20% recurring commission on the referred annual plan
• Ideal for social media influencers, marketers, and bloggers
• Third-party tracking, hassle-free monthly payments, transparent reporting, and a user-friendly dashboard
• Integrated with Tapfiliate

URL: PocketSmith Affiliate Program

Commission: 20% Recurring (Annual Subscription) | 30% Recurring (Monthly Subscription)

Cookie Duration: Not Disclosed

Payment Term: Monthly Payouts via PayPal | $100 Minimum Threshold | Tapfiliate Manages Commission Payments

9. FamZoo

FamZoo is a unique platform that assists families in teaching their kids about personal finance and budgeting. The company offers financial education along with prepaid debit cards. With the use of these cards, parents may provide their kids with an allowance that can be paid for monthly or in advance. FamZoo offers three different subscription plans;

• Monthly subscription for $5.99
• 6-month subscription for $25.99
• 1-year subscription for $39.99
• 2-year subscription for $59.99

Highlights of the FamZoo Affiliate Program

• 25% lifetime recurring commission on each referred subscription payment
• 25% lifetime recurring on the referred gift subscription
• 5 cents on each referred free trial
• 30 days cookie life
• Suitable for podcasters, bloggers, websites, and influencers with a family-centric audience
• Third-party tracking, timely payment processing, interactive dashboard, and transparent reporting
• Integrated with ShareASale (Merchant ID: 29165)

URL: FamZoo Affiliate Program | Signup via ShareASale

Commission: 25% (Paid Subscription) | 5 Cents (Free Trial)

Cookie Duration: 30 Days

Payment Term: Monthly Payouts | ShareASale Handles Commission Payments

10. SimplePlanning.com

A software company called SimplePlanning offers several financial solutions. These consist of an investment calculator, a net worth calculator, a retirement planner, and a calendar planner. 

The budget planner is the main product. A business planner, a comprehensive planner, a Tax calculator, a mortgage calculator, and a business suite with eight different financial solutions are also available. Payment through VISA, Mastercard, and PayPal is acceptable. The platform offers a 100% money-back guarantee within 30 days of purchase.

Highlights of the SimplePlanning Affiliate Program

• 50% sales commission
• Dedicated support
• Credible solutions since 2004 with over 800k downloads so far
• Monthly downloadable reports
• Product-specific codes and hop codes

URL: SimplePlanning Affiliate Program

Commission: 50%

Cookie Duration: Not Disclosed

Payment Term: Quarterly Payouts via PayPal | You May Request for Monthly Payouts | e-Junkie Process Commission Payments

11. CalendarBudget

CalendarBudget offers budget management software through which users can forecast their account balance. This software helps to monitor your expenditures against your budget so you can determine where to spend your financial resources. It promotes cash payments for large purchases by enabling you to plan your budget for the future, and it deters impulse spending by providing a visual of the long-term effects of today’s choices.

CalendarBudget reminds you when payments are due and motivates you to maintain an updated budget. CalendarBudget provides a complimentary 30-day trial. In addition, the website offers free online money management, a tool video course, and a discussion forum. 

CalendarBudget Plan Pricing

• Monthly Membership: $7.99/month
• Yearly Membership: $56.99/year

Highlights of the CalendarBudget Affiliate Program

• 75% standard commission and 35% recurring commission on each referred paid membership
• Third-party tracking
• Transparent reporting, timely payment processing, and user-friendly dashboard
• Integrated with Avantage Affiliate Network

URL: CalendarBudget Affiliate Program

Commission: 75% plus 35% Recurring

Cookie Duration: Not Disclosed

Payment Term: Monthly Payouts Managed by Avantage

12. LivePlan

LivePlan is the world’s most famous business plan software developed for entrepreneurs. It is the world’s leading platform with over one million business owners. For small enterprises and startups, it streamlines budgeting performance tracking, forecasting, and business planning.

A complete framework for business planning, Live Plan may assist you in organising, financing, and growing your company. It is not only a tool for rapidly putting up business plans, pitches, and financials.

LivePlan offers a free trial and a 35-day money-back guarantee. Users can change their subscription plans from monthly to annually at any time.

Highlights of the LivePlan Affiliate Program

• $20 per sales of a paid LivePlan
• 20% sales commission on each referred sale of Palo Alto products
• Dedicated affiliate manager
• Professionally designed landing pages
• Engaging banner ads

URL: LivePlan Affiliate Program

Commission: $20 (LivePlan) | 20% (Palo Alto Software Product)

Cookie Duration: Not Disclosed

Payment Term: Monthly Payouts | 35 Days Validation Period | $100 Minimum Threshold

13. Sage

Sage has been in business since 1981 and is arguably the current market leader in the budgeting software industry. Sage offers cutting-edge solutions to suit all financial challenges. With the help of thousands of workers, millions of entrepreneurs from 20+ different countries are driving the global economy today. Sage offers various products related to different financial categories and its main products are;

• Sage Intacct
• Sage 50 Accounting
• Sage x3

The platform provides master classes, short videos, and articles from thought leaders to its members. The company is working with Impact to offer you a performance-based advertising approach that leads the industry.

Highlights of the Sage Affiliate Program

• $10 flat commission on each referred paid subscription
• 7% sales commission (referred sales of physical products)
• $5 flat commission on each referred free trial signup
• 30 days cookie life | last click credit policy
• Banners, text links, and promotional content
• Dedicated affiliate support
• Convenient payout terms and payments are made in the currency of your choice
• Third-party tracking, detailed reporting, and a user-friendly dashboard
• Integrated with Impact Radius

URL: Sage Affiliate Program | Signup via Impact Radius

Commission: $10 (Paid Subscription) | $5 (Trial Signup) | 7% (Physical Product)

Cookie Duration: 30 Days | Last Click Credit Policy

Payment Term: Monthly Payouts via Bank Transfer in The Currency of Your Choice | Impact Radius Manages Commission Payments

14. Credit Sesame

Adrian Nazari launched Credit Sesame to assist people in bettering their financial situation by providing them with free access to their credit reports for the first time. The platform helped millions of customers in lowering credit costs, increasing approval rates, improving credit scores, and saving money.

With the introduction of the first digital banking account that enables customers to build both their credit and cash at the same time and pay them in cash to raise their credit score, they achieved yet another innovative milestone in March 2020. Additionally, this free subscription provides $50,000 insurance coverage in case of identity theft.

Highlights of the Credit Sesame Affiliate Program

• $3 to $6 flat commission on each referred signup
• 30 days cookie life
• Simple application process followed by the onboarding guided by your dedicated affiliate account manager
• Ads, promotional content, and landing pages for your campaign
• Suitable for loyalty programs, apps, product aggregators, content creators, websites, and media agencies

URL: Credit Sesame Affiliate Program

Commission: $3 to $6 per signup

Cookie Duration: 30 Days

Payment Term: Monthly Payouts

Earning Big As An Affiliate In The Budgeting Niche

As you can likely now see after browsing the list of budgeting affiliate programs above, there is plenty of opportunity to earn big in this niche as an affiliate.

Heck, you could even find yourself earning as much as $100 a day (or more!).

However, earning big involves more than just finding a good affiliate program to promote.

In order to actually achieve success in this niche (or any niche, for that matter), you need to know how to generate traffic & get people to click on your affiliate links.

Thankfully, that is exactly where our free step-by-step training will help you out.

In our free training course, we teach you how you can generate unlimited traffic for any niche, including the budgeting niche.

So if you haven’t already done so, be sure to sign up for our free training before you leave.

But overall, whatever you decide to do, I hope that you have found this list of budgeting affiliate programs helpful & I hope that you were able to find an affiliate program to suit your needs.

Of course, if you happen to have any further questions or comments, don’t hesitate to leave them below.